STEL Stellar Bancorp, Inc. logo

STEL Stellar Bancorp, Inc.

Financial Services
$37.47+0.16%ClosedMarket Cap: $1.91B

As of 2026-05-25

Valuation

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P/E (TTM)

18.16

PEG

P/B

1.15

P/S

3.22

EV/EBITDA

10.08

DCF Value

$57.37

FCF Yield

6.2%

Div Yield

1.5%

Margins & Returns

Gross Margin

69.9%

Operating Margin

22.0%

Net Margin

17.8%

ROE

6.4%

ROA

1.0%

ROIC

5.5%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$143.6M$27.0M$
Q4 null$149.5M$26.1M$
FY null$596.3M$102.9M$
Q3 null$150.4M$25.7M$

Analyst Ratings

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Consensus

Hold

Target (Consensus)

$29.50

Target (Median)

$29.50

Target Range

$27.00 - $32.00

1 Strong Buy0 Buy2 Hold0 Sell0 Strong Sell
Keefe, Bruyette & WoodsOutperform
2026-02-03
Keefe, Bruyette & WoodsMarket Perform
2025-10-27
Piper SandlerNeutral
2025-07-29
Keefe, Bruyette & WoodsMarket Perform
2025-07-28

Trading Activity

Insider Trades

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Robertson Fred S.director
SellFri May 08
West Joe Fofficer: Senior Executive VP, CCO
SellTue Mar 17
Vitulli, III Ramon A.officer: President
SellTue Mar 17
Sirkel Jason D.officer: Chief Banking Officer
SellTue Mar 17
Retzloff Steven F.director, officer: Executive Chairman
SellTue Mar 17

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.73

Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. It accepts deposit products, including checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits; and certificates of deposit. The company's loan portfolio comprises commercial and industrial loans; commercial real estate loans, including multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans, such as 1-4 family residential mortgage loans; residential construction loans; and consumer and other loans. In addition, it offers automated teller machine services, drive-through services, and depository facilities; mobile banking services; and telephone, mail, and Internet banking services. Further, the company provides safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. It has locations in the Southeast region, including Houston, The Woodlands, Sugar Land, Beaumont, and Port Arthur, as well as Dallas. The company was founded in 2007 and is headquartered in Houston, Texas.

Peers