STEL
Stellar Bancorp, Inc.NYSEFinancial ServicesAs of 2026-04-06
Valuation
View DetailsP/E (TTM)
18.07
PEG
—
P/B
1.12
P/S
3.12
EV/EBITDA
9.84
DCF Value
$57.07
FCF Yield
5.1%
Div Yield
1.6%
Margins & Returns
Gross Margin
69.3%
Operating Margin
21.4%
Net Margin
17.3%
ROE
6.3%
ROA
1.0%
ROIC
1.0%
Financials
View All| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q4 2025 | $149.5M | $26.1M | $0.51 |
| FY 2025 | $596.3M | $102.9M | $1.99 |
| Q3 2025 | $150.4M | $25.7M | $0.50 |
| Q2 2025 | $148.5M | $26.4M | $0.51 |
Analyst Ratings
View AllTrading Activity
Insider Trades
View AllCompany Info
Sector
Financial Services
Industry
—
Country
US
Exchange
NYSE
Beta
0.76
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking services primarily to small and medium-sized businesses, professionals, and individual customers. It accepts deposit products, including checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits; and certificates of deposit. The company's loan portfolio comprises commercial and industrial loans; commercial real estate loans, including multi-family residential loans; commercial real estate construction and land development loans; residential real estate loans, such as 1-4 family residential mortgage loans; residential construction loans; and consumer and other loans. In addition, it offers automated teller machine services, drive-through services, and depository facilities; mobile banking services; and telephone, mail, and Internet banking services. Further, the company provides safe deposit boxes, debit cards, cash management and wire transfer services, night depository services, direct deposits, cashier's checks, and letters of credit. It has locations in the Southeast region, including Houston, The Woodlands, Sugar Land, Beaumont, and Port Arthur, as well as Dallas. The company was founded in 2007 and is headquartered in Houston, Texas.