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LKFN

Lakeland Financial CorporationNASDAQFinancial Services
$58.12+0.17%ClosedMarket Cap: $1.47B

As of 2026-04-06

Valuation

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P/E (TTM)

14.21

PEG

1.34

P/B

1.95

P/S

3.48

EV/EBITDA

12.24

DCF Value

$63.24

FCF Yield

7.1%

Div Yield

3.5%

Margins & Returns

Gross Margin

61.0%

Operating Margin

29.8%

Net Margin

24.5%

ROE

14.2%

ROA

1.5%

ROIC

10.4%

Financials

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PeriodRevenueNet IncomeEPS
Q4 2025$106.6M$29.9M$1.16
FY 2025$421.7M$103.4M$4.01
Q3 2025$107.8M$26.4M$1.03
Q2 2025$105.9M$27.0M$1.04

Analyst Ratings

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Hovde GroupMarket Perform
2026-01-07
Keefe, Bruyette & WoodsMarket Perform
2025-10-28
Raymond JamesOutperform
2025-10-28
Keefe, Bruyette & WoodsMarket Perform
2025-07-28
Hovde GroupOutperform
2025-05-06

Trading Activity

Insider Trades

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WELCH M SCOTTdirector
BuyThu Mar 12
WELCH M SCOTTdirector
BuyTue Mar 10
WELCH M SCOTTdirector
BuyFri Feb 27
Toothaker Bradley Jdirector
SellTue Feb 24
WELCH M SCOTTdirector
SellFri Feb 06

Company Info

Sector

Financial Services

Industry

Country

US

Exchange

NASDAQ

Beta

0.72

Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-family residential, agri-business and agricultural, consumer 1-4 family mortgage, and other consumer loans. The company also offers retail and merchant credit card services; corporate treasury management, wealth advisory, and trust services; retail brokerage services, including various financial and investment products, such as annuities and life insurance; and mobile business banking and on-line treasury management services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. As of December 31, 2021, the company operated 51 offices in fifteen counties, including 45 offices in northern Indiana and six offices in central Indiana. Lakeland Financial Corporation was founded in 1872 and is headquartered in Warsaw, Indiana.

Peers