LKFN Lakeland Financial Corporation logo

LKFN Lakeland Financial Corporation

Financial Services
$59.90-0.48%ClosedMarket Cap: $1.49B

As of 2026-05-25

Valuation

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P/E (TTM)

14.88

PEG

1.41

P/B

2.03

P/S

3.51

EV/EBITDA

10.95

DCF Value

$62.73

FCF Yield

7.1%

Div Yield

3.4%

Margins & Returns

Gross Margin

63.0%

Operating Margin

31.5%

Net Margin

25.8%

ROE

14.8%

ROA

1.5%

ROIC

1.5%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$104.9M$26.5M$
Q4 null$106.6M$29.9M$
FY null$421.7M$103.4M$
Q3 null$107.8M$26.4M$

Analyst Ratings

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Consensus

Hold

Target (Consensus)

$66.00

Target (Median)

$66.00

Target Range

$66.00 - $66.00

0 Strong Buy0 Buy4 Hold0 Sell0 Strong Sell
Hovde GroupMarket Perform
2026-01-07
Raymond JamesOutperform
2025-10-28
Keefe, Bruyette & WoodsMarket Perform
2025-10-28
Keefe, Bruyette & WoodsMarket Perform
2025-07-28

Trading Activity

Insider Trades

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WELCH M SCOTTdirector
SellWed May 06
Truex Melinda Jodirector
SellWed May 06
Toothaker Bradley Jdirector
SellWed May 06
Smith Brian Jdirector
SellWed May 06
ROSS STEVEN Ddirector
SellWed May 06

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.74

Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. Its loan products include commercial and industrial, commercial real estate and multi-family residential, agri-business and agricultural, consumer 1-4 family mortgage, and other consumer loans. The company also offers retail and merchant credit card services; corporate treasury management, wealth advisory, and trust services; retail brokerage services, including various financial and investment products, such as annuities and life insurance; and mobile business banking and on-line treasury management services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. As of December 31, 2021, the company operated 51 offices in fifteen counties, including 45 offices in northern Indiana and six offices in central Indiana. Lakeland Financial Corporation was founded in 1872 and is headquartered in Warsaw, Indiana.

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