LOB Live Oak Bancshares, Inc.
USFinancial ServicesAs of 2026-07-10 16:00
Why LOB matters now
Live Oak Bancshares, Inc. (LOB) is a US stock in Financial Services. The latest InvestLog snapshot shows $41.65 with +0.80% on the session and $1.93B in market capitalization; recent performance reads 1-month +5.69% and YTD +11.38%.
The latest financial table shown here is Q1 2026, with revenue of $259.9M, net income of $30.0M, and EPS of $0.60. Investors can compare that operating picture with valuation signals such as P/E 15.90 and FCF yield 7.1%.
The latest indexable market news headline is "Live Oak Bancshares, Inc. Announces Date of Second Quarter 2026 Financial Results" from GlobeNewsWire.
Additional event context on this page matters because analyst consensus is Hold with a median target of $41.00; recent insider activity includes MAHAN JAMES S III filing S-Sale. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
15.90
PEG
0.47
P/B
1.37
P/S
1.66
EV/EBITDA
4.97
DCF Value
$40.86
FCF Yield
7.1%
Div Yield
0.3%
Margins & Returns
Gross Margin
50.1%
Operating Margin
17.6%
Net Margin
11.7%
ROE
10.4%
ROA
0.8%
ROIC
8.5%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $259.9M | $30.0M | $0.60 |
| Q4 2025 | $289.4M | $44.1M | $0.95 |
| FY 2025 | $1.04B | $103.8M | $2.22 |
| Q3 2025 | $258.4M | $26.5M | $0.55 |
Analyst Ratings
Consensus
Hold
Target (Consensus)
$41.00
Target (Median)
$41.00
Target Range
$41.00 - $41.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
1.90
Live Oak Bancshares, Inc., established in 2008 and based in Wilmington, North Carolina, functions as the parent entity for Live Oak Banking Company. This financial institution delivers a comprehensive array of commercial banking solutions to individuals, small enterprises, and professionals, with operations spanning North Carolina and the broader United States. Its deposit product lineup features both noninterest-bearing demand accounts and various interest-bearing options, including checking, money market, savings, and time deposits. On the lending side, Live Oak extends financing through commercial and industrial loans, construction and development loans, diverse commercial real estate loans (covering both owner-occupied and non-owner-occupied properties), and commercial land loans. Beyond its primary banking activities, the company provides specialized services. These include handling settlement, accounting, and securitization for government-backed loans; offering wealth and investment management to affluent individuals and families; and delivering investment advisory services to funds that primarily inject venture capital into emerging financial technology companies. For the convenience of its staff and business guests, an on-site restaurant is also available.