LOB Live Oak Bancshares, Inc. logo

LOB Live Oak Bancshares, Inc.

Financial Services
$37.28-0.35%ClosedMarket Cap: $1.72B

As of 2026-05-25

Valuation

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P/E (TTM)

15.90

PEG

0.47

P/B

1.34

P/S

1.62

EV/EBITDA

4.92

DCF Value

$40.30

FCF Yield

7.3%

Div Yield

0.3%

Margins & Returns

Gross Margin

50.1%

Operating Margin

17.6%

Net Margin

11.7%

ROE

10.4%

ROA

0.8%

ROIC

8.5%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$259.9M$30.0M$
Q4 null$289.4M$44.1M$
FY null$1.04B$103.8M$
Q3 null$258.4M$26.5M$

Analyst Ratings

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Consensus

Hold

Target (Consensus)

$41.00

Target (Median)

$41.00

Target Range

$41.00 - $41.00

1 Strong Buy1 Buy3 Hold0 Sell0 Strong Sell
TD CowenBuy
2026-04-27
Piper SandlerNeutral
2026-04-27
Keefe, Bruyette & WoodsOutperform
2026-04-24
TD CowenBuy
2026-02-03
Piper SandlerNeutral
2025-10-24

Trading Activity

Insider Trades

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Valine Yousef A.director
SellThu May 21
Petty Miltom Emmettdirector
SellThu May 21
Moroz Mark Michaelofficer: Chief Banking Officer
SellThu May 21
Moroz Mark Michaelofficer: Chief Banking Officer
SellThu May 21
McHenry Patrick Timothydirector
SellThu May 21

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

1.92

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.

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