LOB
Live Oak Bancshares, Inc.NYSEFinancial Services$33.39+0.00%ClosedMarket Cap: $1.54B
As of 2026-04-06
Valuation
P/E (TTM)
14.87
PEG
0.44
P/B
1.23
P/S
1.48
EV/EBITDA
4.23
DCF Value
$39.42
FCF Yield
4.6%
Div Yield
0.4%
Margins & Returns
Gross Margin
48.3%
Operating Margin
15.5%
Net Margin
10.0%
ROE
9.1%
ROA
0.7%
ROIC
0.7%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $289.4M | 58.5% | $80.1M | $44.1M | $0.95 | $0.03 |
| FY 2025 | $1.04B | 48.3% | $161.0M | $103.8M | $2.22 | $0.12 |
| Q3 2025 | $258.4M | 46.5% | $36.6M | $26.5M | $0.55 | $0.03 |
| Q2 2025 | $257.1M | 46.2% | $31.2M | $23.4M | $0.51 | $0.03 |
| Q1 2025 | $236.3M | 40.1% | $13.1M | $9.7M | $0.21 | $0.03 |
| Q4 2024 | $239.9M | 38.0% | $13.2M | $9.9M | $0.22 | $0.03 |
| FY 2024 | $929.3M | 42.7% | $89.2M | $77.5M | $1.69 | $0.12 |
| Q3 2024 | $238.3M | 38.5% | $17.8M | $13.0M | $0.28 | $0.03 |
| Q2 2024 | $230.5M | 48.4% | $36.1M | $27.0M | $0.59 | $0.03 |
| Q1 2024 | $220.6M | 46.2% | $22.1M | $27.6M | $0.36 | $0.03 |
| Q4 2023 | $198.1M | 46.5% | $17.5M | $16.2M | $0.36 | $0.03 |
| FY 2023 | $776.6M | 49.2% | $82.8M | $73.9M | $1.64 | $0.12 |