
STEL
Stellar Bancorp, Inc.NYSEFinancial Services$36.62-0.49%ClosedMarket Cap: $1.86B
As of 2026-04-06
Valuation
P/E (TTM)
18.07
PEG
—
P/B
1.12
P/S
3.12
EV/EBITDA
9.84
DCF Value
$57.07
FCF Yield
5.1%
Div Yield
1.6%
Margins & Returns
Gross Margin
69.3%
Operating Margin
21.4%
Net Margin
17.3%
ROE
6.3%
ROA
1.0%
ROIC
1.0%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $149.5M | 69.4% | $31.6M | $26.1M | $0.51 | $0.15 |
| FY 2025 | $596.3M | 69.3% | $127.8M | $102.9M | $1.99 | $0.57 |
| Q3 2025 | $150.4M | 70.0% | $32.2M | $25.7M | $0.50 | $0.14 |
| Q2 2025 | $148.5M | 69.4% | $33.0M | $26.4M | $0.51 | $0.14 |
| Q1 2025 | $147.8M | 68.4% | $31.0M | $24.7M | $0.46 | $0.14 |
| Q4 2024 | $155.1M | 69.0% | $31.8M | $25.2M | $0.47 | $0.14 |
| FY 2024 | $625.4M | 69.4% | $145.0M | $115.0M | $2.15 | $0.53 |
| Q3 2024 | $158.1M | 72.0% | $42.7M | $33.9M | $0.63 | $0.13 |
| Q2 2024 | $157.6M | 69.0% | $37.5M | $29.8M | $0.56 | $0.13 |
| Q1 2024 | $154.7M | 67.4% | $32.9M | $26.1M | $0.49 | $0.13 |
| Q4 2023 | $159.1M | 70.3% | $33.8M | $27.3M | $0.51 | $0.13 |
| FY 2023 | $615.4M | 73.5% | $161.9M | $130.5M | $2.45 | $0.52 |