SPFI
South Plains Financial, Inc.NASDAQFinancial ServicesAs of 2026-04-06
Valuation
View DetailsP/E (TTM)
11.73
PEG
0.67
P/B
1.40
P/S
2.36
EV/EBITDA
8.88
DCF Value
$38.61
FCF Yield
9.9%
Div Yield
1.5%
Margins & Returns
Gross Margin
69.3%
Operating Margin
25.2%
Net Margin
19.9%
ROE
12.5%
ROA
1.3%
ROIC
8.4%
Financials
View All| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q4 2025 | $74.4M | $15.3M | $0.90 |
| FY 2025 | $296.9M | $58.5M | $3.44 |
| Q3 2025 | $74.0M | $16.3M | $0.96 |
| Q2 2025 | $76.3M | $14.6M | $0.86 |
Analyst Ratings
View AllTrading Activity
Insider Trades
View AllCompany Info
Sector
Financial Services
Industry
—
Country
US
Exchange
NASDAQ
Beta
0.54
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. The company operates through two segments, Banking and Insurance. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes. In addition, it offers crop insurance products; trust products and services; investment services; mortgage banking services; online and mobile banking services; and debit and credit cards. The company operates 25 full-service banking locations; and 15 loan production offices located throughout Texas and Eastern New Mexico. South Plains Financial, Inc. was founded in 1941 and is headquartered in Lubbock, Texas.