SPFI South Plains Financial, Inc.
USFinancial ServicesAs of 2026-07-10 16:00
Why SPFI matters now
South Plains Financial, Inc. (SPFI) is a US stock in Financial Services. The latest InvestLog snapshot shows $42.46 with +0.76% on the session and $690.4M in market capitalization; recent performance reads 1-month +1.60% and YTD +4.95%.
The latest financial table shown here is Q1 2026, with revenue of $73.9M, net income of $14.5M, and EPS of $0.85. Investors can compare that operating picture with valuation signals such as P/E 11.94 and FCF yield 9.3%.
The latest indexable market news headline is "South Plains Financial, Inc. Announces Second Quarter 2026 Earnings Call" from GlobeNewsWire.
Additional event context on this page matters because analyst consensus is Buy with a median target of $45.00; recent insider activity includes Campbell Richard D filing A-Award. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
11.94
PEG
0.68
P/B
1.32
P/S
2.22
EV/EBITDA
8.20
DCF Value
$38.51
FCF Yield
9.3%
Div Yield
1.6%
Margins & Returns
Gross Margin
70.4%
Operating Margin
25.7%
Net Margin
20.3%
ROE
12.6%
ROA
1.3%
ROIC
9.8%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $73.9M | $14.5M | $0.85 |
| Q4 2025 | $74.4M | $15.3M | $0.90 |
| FY 2025 | $296.9M | $58.5M | $3.44 |
| Q3 2025 | $74.0M | $16.3M | $0.96 |
Analyst Ratings
Consensus
Buy
Target (Consensus)
$45.00
Target (Median)
$45.00
Target Range
$44.00 - $46.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.47
South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.