SPFI South Plains Financial, Inc. logo

SPFI South Plains Financial, Inc.

Financial Services
$41.11+0.00%OpenMarket Cap: $668.4M

As of 2026-05-26

Valuation

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P/E (TTM)

11.94

PEG

0.68

P/B

1.31

P/S

2.21

EV/EBITDA

8.46

DCF Value

$37.49

FCF Yield

9.4%

Div Yield

1.6%

Margins & Returns

Gross Margin

70.4%

Operating Margin

25.7%

Net Margin

20.3%

ROE

12.6%

ROA

1.3%

ROIC

9.8%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$73.9M$14.5M$
Q4 null$74.4M$15.3M$
FY null$296.9M$58.5M$
Q3 null$74.0M$16.3M$

Analyst Ratings

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Consensus

Buy

Target (Consensus)

$45.00

Target (Median)

$45.00

Target Range

$44.00 - $46.00

3 Strong Buy0 Buy0 Hold0 Sell0 Strong Sell
Piper SandlerOverweight
2026-04-30
Piper SandlerOverweight
2026-03-02
Raymond JamesOutperform
2026-01-07
Keefe, Bruyette & WoodsOutperform
2025-12-12
Piper SandlerNeutral
2025-10-24

Trading Activity

Insider Trades

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Washburn LaDana Rdirector
SellFri May 22
Wargo Kyle Rdirector
SellFri May 22
Valles Noe Gdirector
BuyFri May 22
Valles Noe Gdirector
SellFri May 22
Campbell Richard Ddirector
SellFri May 22

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.48

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. The company operates through two segments, Banking and Insurance. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes. In addition, it offers crop insurance products; trust products and services; investment services; mortgage banking services; online and mobile banking services; and debit and credit cards. The company operates 25 full-service banking locations; and 15 loan production offices located throughout Texas and Eastern New Mexico. South Plains Financial, Inc. was founded in 1941 and is headquartered in Lubbock, Texas.

Peers