SMBK
SmartFinancial, Inc.NYSEFinancial ServicesAs of 2026-04-06
Valuation
View DetailsP/E (TTM)
13.42
PEG
0.34
P/B
1.20
P/S
2.14
EV/EBITDA
5.63
DCF Value
$246.03
FCF Yield
8.4%
Div Yield
0.8%
Margins & Returns
Gross Margin
61.0%
Operating Margin
19.4%
Net Margin
15.9%
ROE
9.5%
ROA
0.9%
ROIC
8.6%
Financials
View All| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q4 2025 | $83.8M | $13.7M | $0.81 |
| FY 2025 | $316.4M | $50.3M | $2.98 |
| Q3 2025 | $79.2M | $13.7M | $0.81 |
| Q2 2025 | $78.4M | $11.7M | $0.69 |
Analyst Ratings
View AllTrading Activity
Insider Trades
View AllCompany Info
Sector
Financial Services
Industry
—
Country
US
Exchange
NYSE
Beta
0.76
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans; mortgage loans; and direct consumer installment loans, educational, and other revolving credit loans; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and Internet and mobile banking services. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The company is headquartered in Knoxville, Tennessee.