SMBK SmartFinancial, Inc. logo

SMBK SmartFinancial, Inc.

Financial Services
$41.64+0.07%ClosedMarket Cap: $712.0M

As of 2026-05-25

Valuation

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P/E (TTM)

13.80

PEG

0.35

P/B

1.25

P/S

2.20

EV/EBITDA

6.60

DCF Value

$41.96

FCF Yield

7.6%

Div Yield

0.8%

Margins & Returns

Gross Margin

62.1%

Operating Margin

20.0%

Net Margin

16.3%

ROE

9.7%

ROA

0.9%

ROIC

7.4%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$82.2M$13.7M$
Q4 null$83.8M$13.7M$
FY null$316.4M$50.3M$
Q3 null$79.2M$13.7M$

Analyst Ratings

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Consensus

Hold

Target (Consensus)

$49.00

Target (Median)

$49.00

Target Range

$48.00 - $50.00

0 Strong Buy1 Buy4 Hold0 Sell0 Strong Sell
Keefe, Bruyette & WoodsMarket Perform
2026-04-21
Keefe, Bruyette & WoodsMarket Perform
2025-11-04
Piper SandlerNeutral
2025-10-27
Keefe, Bruyette & WoodsMarket Perform
2025-07-24
Raymond JamesStrong Buy
2025-07-24

Trading Activity

Insider Trades

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Wolpert Geoffrey Alandirector
SellWed May 20
Wolpert Geoffrey Alandirector
SellWed May 20
Wolpert Geoffrey Alandirector
SellWed May 20
Shomaker Kelli Ddirector
BuyMon May 04
Jordan Rhett D.officer: EVP & CHIEF CREDIT OFFICER
SellFri Apr 24

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.73

SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers. It operates through Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and Consumer and Other segments. The company offers noninterest-bearing and interest-bearing checking, interest-bearing demand, savings, money market, time deposit, individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, and construction and land development loans; commercial and financial loans; mortgage loans; and direct consumer installment loans, educational, and other revolving credit loans; and overdraft facilities. In addition, the company offers wealth management, insurance, mortgage origination, and Internet and mobile banking services. As of March 1, 2022, it had 41 full-service branches and 2 loan production offices in East and Middle Tennessee, Alabama, and the Florida Panhandle. The company is headquartered in Knoxville, Tennessee.

Peers