SMBK SmartFinancial, Inc.
USFinancial ServicesAs of 2026-07-10 16:00
Why SMBK matters now
SmartFinancial, Inc. (SMBK) is a US stock in Financial Services. The latest InvestLog snapshot shows $46.49 with +0.71% on the session and $794.9M in market capitalization; recent performance reads 1-month +10.08% and YTD +20.71%.
The latest financial table shown here is Q1 2026, with revenue of $82.2M, net income of $13.7M, and EPS of $0.81. Investors can compare that operating picture with valuation signals such as P/E 13.80 and FCF yield 7.1%.
The latest indexable market news headline is "SmartFinancial Sets Dates for Second Quarter Earnings Release and Conference Call" from Business Wire.
Additional event context on this page matters because analyst consensus is Hold with a median target of $49.00; recent insider activity includes Jordan Rhett D. filing S-Sale. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
13.80
PEG
0.35
P/B
1.34
P/S
2.36
EV/EBITDA
7.33
DCF Value
$43.09
FCF Yield
7.1%
Div Yield
0.7%
Margins & Returns
Gross Margin
62.1%
Operating Margin
20.0%
Net Margin
16.3%
ROE
9.7%
ROA
0.9%
ROIC
7.4%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $82.2M | $13.7M | $0.81 |
| Q4 2025 | $83.8M | $13.7M | $0.81 |
| FY 2025 | $316.4M | $50.3M | $2.98 |
| Q3 2025 | $79.2M | $13.7M | $0.81 |
Analyst Ratings
Consensus
Hold
Target (Consensus)
$49.00
Target (Median)
$49.00
Target Range
$48.00 - $50.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.72
SmartFinancial, Inc. functions as the parent entity for SmartBank, which offers a broad spectrum of financial solutions to both individual clients and corporate entities. The company's operations are structured across distinct segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and a broader Consumer and Other division. Its suite of deposit products includes non-interest and interest-bearing checking accounts, interest-bearing demand accounts, savings and money market accounts, various time deposits, Individual Retirement Accounts (IRAs), and certificates of deposit (CDs). Additionally, SmartFinancial's lending portfolio encompasses financing for commercial and residential properties, consumer real estate, and construction and land development projects. It also extends commercial and financial loans, mortgage loans, direct consumer installment loans, educational and other revolving credit facilities, and provides overdraft services. Beyond these core offerings, the company delivers wealth management, insurance products, mortgage origination, and convenient digital banking services accessible via the internet and mobile devices. As of March 1, 2022, SmartFinancial maintained a significant regional footprint, operating 41 full-service branches and two dedicated loan production offices across East and Middle Tennessee, Alabama, and the Florida Panhandle. The corporate headquarters are located in Knoxville, Tennessee.