SMBK
SmartFinancial, Inc.NYSEFinancial Services$39.53+0.51%ClosedMarket Cap: $675.8M
As of 2026-04-06
Valuation
P/E (TTM)
13.42
PEG
0.34
P/B
1.20
P/S
2.14
EV/EBITDA
5.63
DCF Value
$246.03
FCF Yield
8.4%
Div Yield
0.8%
Margins & Returns
Gross Margin
61.0%
Operating Margin
19.4%
Net Margin
15.9%
ROE
9.5%
ROA
0.9%
ROIC
8.6%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $83.8M | 63.6% | $16.7M | $13.7M | $0.81 | $0.08 |
| FY 2025 | $316.4M | 61.0% | $61.5M | $50.3M | $2.98 | $0.32 |
| Q3 2025 | $79.2M | 59.2% | $17.0M | $13.7M | $0.81 | $0.08 |
| Q2 2025 | $78.4M | 59.8% | $14.3M | $11.7M | $0.69 | $0.08 |
| Q1 2025 | $75.0M | 61.2% | $13.6M | $11.3M | $0.67 | $0.08 |
| Q4 2024 | $75.1M | 59.5% | $12.4M | $9.6M | $0.57 | $0.08 |
| FY 2024 | $285.3M | 58.3% | $45.5M | $36.1M | $2.14 | $0.32 |
| Q3 2024 | $73.1M | 56.9% | $10.8M | $9.1M | $0.54 | $0.08 |
| Q2 2024 | $68.9M | 57.4% | $10.3M | $8.0M | $0.48 | $0.08 |
| Q1 2024 | $68.2M | 59.5% | $12.0M | $9.4M | $0.55 | $0.08 |
| Q4 2023 | $65.1M | 57.7% | $7.8M | $6.2M | $0.37 | $0.08 |
| FY 2023 | $240.4M | 62.1% | $36.2M | $28.6M | $1.69 | $0.32 |