BCAL Southern California Bancorp
USFinancial ServicesAs of 2026-07-09 16:00
Why BCAL matters now
Southern California Bancorp (BCAL) is a US stock in Financial Services. The latest InvestLog snapshot shows $20.48 with +1.04% on the session and $658.7M in market capitalization; recent performance reads 1-month +5.67% and YTD +5.73%.
The latest financial table shown here is Q1 2026, with revenue of $55.9M, net income of $13.8M, and EPS of $0.42. Investors can compare that operating picture with valuation signals such as P/E 9.42 and FCF yield 9.2%.
The latest indexable market news headline is "Best Income Stocks to Buy for July 1st" from Zacks Investment Research.
Additional event context on this page matters because analyst consensus is Buy with a median target of $22.00; recent insider activity includes Carandang Jean filing F-InKind. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
9.42
PEG
0.01
P/B
1.12
P/S
2.72
EV/EBITDA
7.13
DCF Value
$69.50
FCF Yield
9.2%
Div Yield
1.0%
Margins & Returns
Gross Margin
79.2%
Operating Margin
35.7%
Net Margin
25.7%
ROE
10.6%
ROA
1.5%
ROIC
-2.1%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $55.9M | $13.8M | $0.42 |
| Q4 2025 | $59.2M | $16.4M | $0.50 |
| FY 2025 | $237.1M | $63.1M | $1.93 |
| Q3 2025 | $59.9M | $15.7M | $0.48 |
Analyst Ratings
Consensus
Buy
Target (Consensus)
$22.00
Target (Median)
$22.00
Target Range
$22.00 - $22.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.30
Southern California Bancorp operates as the parent organization for Bank of Southern California, N.A., delivering a comprehensive array of financial solutions. Their services are designed to meet the needs of individuals, professionals, and small to mid-sized businesses. Customers can choose from a variety of deposit products, including checking, personal and business savings accounts, money market accounts, and certificates of deposit. For lending, the bank offers home equity lines of credit, diverse business loan options such as lines of credit, commercial real estate and construction loans, and Small Business Administration (SBA) loans, in addition to letters of credit, and both personal and business credit cards. Beyond traditional banking, the company provides a suite of specialized services. These encompass cash vault and sweep accounts, remote deposit capture, convenient online and mobile banking platforms, courier and lockbox services, and merchant services. The institution maintains a physical presence through branches located in San Diego, Orange, Ventura, Los Angeles, and Riverside counties, as well as throughout the Inland Empire region. Southern California Bancorp was established in 2001 and its main office is situated in San Diego, California.