ORRF Orrstown Financial Services, Inc. logo

ORRF Orrstown Financial Services, Inc.

Financial Services
$37.13+1.42%ClosedMarket Cap: $729.5M

As of 2026-05-26

Valuation

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P/E (TTM)

9.03

PEG

0.03

P/B

1.17

P/S

2.01

EV/EBITDA

7.97

DCF Value

$92.54

FCF Yield

12.1%

Div Yield

3.1%

Margins & Returns

Gross Margin

71.1%

Operating Margin

30.1%

Net Margin

23.7%

ROE

14.6%

ROA

1.5%

ROIC

7.0%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$89.9M$21.8M$
Q4 null$90.7M$21.5M$
FY null$353.9M$80.9M$
Q3 null$89.6M$21.9M$

Analyst Ratings

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Consensus

Buy

Target (Consensus)

$41.00

Target (Median)

$41.00

Target Range

$41.00 - $41.00

1 Strong Buy2 Buy1 Hold0 Sell0 Strong Sell
Keefe, Bruyette & WoodsOutperform
2025-07-24

Trading Activity

Insider Trades

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ZULLINGER JOEL Rdirector
SellWed May 06
Segal Eric Andrewdirector
SellWed May 06
Rice Michael Johndirector
SellWed May 06
Messick John Rodneydirector
SellWed May 06
Joiner Cindy Jeannettedirector
SellWed May 06

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.70

Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is based in Shippensburg, Pennsylvania.

Peers