OPHC OptimumBank Holdings, Inc.
USFinancial ServicesAs of 2026-07-10 16:00
Why OPHC matters now
OptimumBank Holdings, Inc. (OPHC) is a US stock in Financial Services. The latest InvestLog snapshot shows $5.97 with -0.17% on the session and $73.2M in market capitalization; recent performance reads 1-month +7.34% and YTD +37.65%.
The latest financial table shown here is Q1 2026, with revenue of $21.2M, net income of $4.7M, and EPS of $0.39. Investors can compare that operating picture with valuation signals such as P/E 3.86 and FCF yield 30.8%.
The latest indexable market news headline is "OptimumBank Holdings, Inc. Named Among Nation's Top Community Banks in Raymond James Community Bankers Cup" from Newsfile Corp.
Additional event context on this page matters because analyst consensus is Buy with a median target of $6.50; recent insider activity includes Terry Timothy filing S-Sale. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
3.86
PEG
0.14
P/B
0.55
P/S
0.94
EV/EBITDA
-1.06
DCF Value
$53.29
FCF Yield
30.8%
Div Yield
0.0%
Margins & Returns
Gross Margin
66.6%
Operating Margin
30.4%
Net Margin
22.9%
ROE
14.6%
ROA
1.4%
ROIC
9.9%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $21.2M | $4.7M | $0.39 |
| Q4 2025 | $19.2M | $4.9M | $0.40 |
| FY 2025 | $71.1M | $16.6M | $1.36 |
| Q3 2025 | $18.3M | $4.3M | $0.35 |
Analyst Ratings
Consensus
Buy
Target (Consensus)
$6.50
Target (Median)
$6.50
Target Range
$6.50 - $6.50
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.30
OptimumBank Holdings, Inc. operates as the parent entity for OptimumBank, delivering a comprehensive range of financial solutions to both individual customers and corporate clients. The institution offers diverse deposit options, including various interest-bearing and non-interest-bearing checking accounts, savings accounts, money market accounts, NOW accounts, time deposits, and certificates of deposit. For its lending activities, OptimumBank extends financing for residential, commercial, and multi-family real estate, general commercial purposes, land acquisition and construction, and consumer needs, in addition to providing lines of credit for working capital. Further services include debit and ATM cards, investment advisory, cash management, notary public services, and night depository facilities. Clients can also utilize direct deposits, money orders, cashier's checks, domestic collections, banking by mail, and extensive internet banking capabilities. Founded in 2000, the company maintains its headquarters in Fort Lauderdale, Florida, and conducts operations through two banking offices located in Broward County.