OPHC
OptimumBank Holdings, Inc.NASDAQFinancial ServicesAs of 2026-04-06
Valuation
View DetailsP/E (TTM)
3.68
PEG
0.14
P/B
0.50
P/S
0.88
EV/EBITDA
4.61
DCF Value
$41.90
FCF Yield
27.9%
Div Yield
0.0%
Margins & Returns
Gross Margin
66.5%
Operating Margin
31.2%
Net Margin
23.4%
ROE
14.5%
ROA
1.5%
ROIC
17.8%
Financials
View All| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q4 2025 | $19.2M | $4.9M | $0.40 |
| FY 2025 | $71.1M | $16.6M | $1.36 |
| Q3 2025 | $18.3M | $4.3M | $0.35 |
| Q2 2025 | $17.4M | $3.6M | $0.29 |
Trading Activity
Insider Trades
View AllCompany Info
Sector
Financial Services
Industry
—
Country
US
Exchange
NASDAQ
Beta
0.28
OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. It operates through two banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.