What is OPHC's current stock price?

OPHC (OptimumBank Holdings, Inc.) is currently trading at $5.53 with a market cap of $67.8M.

What sector is OptimumBank Holdings, Inc. in?

OptimumBank Holdings, Inc. (OPHC) operates in the Financial Services sector, specifically in the Banks - Regional industry.

Is OPHC a good stock to buy?

Analysts have a Buy consensus on OPHC with a price target of $6.50. Check our detailed analysis for valuation, financials, and insider activity.

InvestLog

OPHC OptimumBank Holdings, Inc.

Financial Services

$5.53+0.18%ClosedMarket Cap: $67.8M

As of 2026-05-25

Valuation

View Details

P/E (TTM)

3.86

PEG

0.14

P/B

0.52

P/S

0.89

EV/EBITDA

-1.23

DCF Value

$51.38

FCF Yield

32.6%

Div Yield

0.0%

Margins & Returns

Gross Margin

66.6%

Operating Margin

30.4%

Net Margin

22.9%

ROE

14.6%

ROA

1.4%

ROIC

9.9%

Financials

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Period	Revenue	Net Income	EPS
Q1 null	$21.2M	$4.7M	$—
Q4 null	$19.2M	$4.9M	$—
FY null	$71.1M	$16.6M	$—
Q3 null	$18.3M	$4.3M	$—

Analyst Ratings

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Consensus

Buy

Target (Consensus)

$6.50

Target (Median)

$6.50

Target Range

$6.50 - $6.50

0 Strong Buy3 Buy1 Hold0 Sell0 Strong Sell

Compass PointBuy

2026-05-13

Trading Activity

Insider Trades

View All

Terry Timothyofficer: PEO

SellWed Feb 04

Blisko Michaeldirector

SellFri Jan 30

Blisko Michaeldirector

SellFri Jan 30

Blisko Michaeldirector

BuyTue Dec 09

Blisko Michaeldirector

SellMon Dec 08

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

Exchange

—

Beta

0.33

OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. It operates through two banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.

Peers