OPHC

OptimumBank Holdings, Inc.NASDAQFinancial Services

$5.03-0.69%ClosedMarket Cap: $61.2M

As of 2026-04-06

Valuation

P/E (TTM)

3.68

PEG

0.14

P/B

0.50

P/S

0.88

EV/EBITDA

4.61

DCF Value

$41.90

FCF Yield

27.9%

Div Yield

0.0%

Margins & Returns

Gross Margin

66.5%

Operating Margin

31.2%

Net Margin

23.4%

ROE

14.5%

ROA

1.5%

ROIC

17.8%

Income Statement

Period	Revenue	Gross Margin	Operating Income	Net Income	EPS	Dividend
Q4 2025	$19.2M	68.9%	$6.5M	$4.9M	$0.40	—
FY 2025	$71.1M	66.5%	$22.2M	$16.6M	$1.36	—
Q3 2025	$18.3M	67.0%	$5.7M	$4.3M	$0.35	—
Q2 2025	$17.4M	63.3%	$4.9M	$3.6M	$0.29	—
Q1 2025	$16.2M	66.6%	$5.2M	$3.9M	$0.32	—
Q4 2024	$16.7M	58.0%	$5.3M	$4.0M	$0.39	—
FY 2024	$64.3M	57.7%	$17.6M	$13.1M	$1.33	—
Q3 2024	$16.4M	59.1%	$4.4M	$3.3M	$0.32	—
Q2 2024	$16.4M	59.5%	$4.7M	$3.5M	$0.34	—
Q1 2024	$14.7M	54.0%	$3.2M	$2.4M	$0.31	—
Q4 2023	$12.2M	58.2%	$3.4M	$2.5M	$0.35	—
FY 2023	$39.2M	58.9%	$8.5M	$6.3M	$0.87	—