ASRV AmeriServ Financial, Inc.
USFinancial ServicesAs of 2026-07-10 16:00
Why ASRV matters now
AmeriServ Financial, Inc. (ASRV) is a US stock in Financial Services. The latest InvestLog snapshot shows $3.83 with +0.26% on the session and $65.0M in market capitalization; recent performance reads 1-month +1.04% and YTD +21.94%.
The latest financial table shown here is Q1 2026, with revenue of $21.5M, net income of $1.8M, and EPS of $0.11. Investors can compare that operating picture with valuation signals such as P/E 11.21 and FCF yield 2.2%.
The latest indexable market news headline is "AmeriServ's Q1 Earnings Down Y/Y Due to Escalating Professional Fees" from Zacks Investment Research.
Additional event context on this page matters because analyst consensus is available with a median target of $—; recent insider activity includes PASQUERILLA MARK E filing A-Award. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
11.21
PEG
0.20
P/B
0.55
P/S
0.74
EV/EBITDA
14.21
DCF Value
$0.77
FCF Yield
2.2%
Div Yield
3.1%
Margins & Returns
Gross Margin
62.7%
Operating Margin
7.5%
Net Margin
6.2%
ROE
4.7%
ROA
0.4%
ROIC
0.4%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $21.5M | $1.8M | $0.11 |
| Q4 2025 | $22.5M | $1.4M | $0.09 |
| FY 2025 | $88.3M | $5.6M | $0.34 |
| Q3 2025 | $22.9M | $2.5M | $0.15 |
Analyst Ratings
Consensus
—
Target (Consensus)
$—
Target (Median)
$—
Target Range
$— - $—
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.44
AmeriServ Financial, Inc. operates as the holding company for AmeriServ Financial Bank, providing a broad spectrum of financial products to individual consumers, mortgage borrowers, and commercial clients. Its retail banking services encompass various deposit accounts, including checking, money market, savings, and time deposits. The bank also offers personal lending solutions such as secured and unsecured consumer loans, mortgage financing, and ancillary services like safe deposit boxes, holiday club accounts, and money orders. For its commercial, industrial, financial, and governmental customers, AmeriServ delivers extensive lending and treasury services. These include commercial real estate and construction loans, short and medium-term financing, revolving credit lines, and funding for inventory and accounts receivable. Additionally, it provides business savings accounts, certificates of deposit, wire transfers, and secure depository options like night drops and lockbox services. The company's trust department offers personal trust services, covering investment portfolio management, estate planning and administration, custodial services, and pre-need trusts. Institutional trust offerings include the management of 401(k)s, defined benefit and defined contribution employee benefit plans, and individual retirement accounts. AmeriServ also provides financial advisory services through the sale of mutual funds, annuities, and insurance products. A notable offering is its union collective investment funds, which channel union pension capital into construction projects employing union labor. The firm also engages in underwriting credit life and disability insurance as a reinsurer. AmeriServ Financial operates through a network of 17 banking branches located in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties in Pennsylvania, as well as Washington County, Maryland, complemented by 18 automated teller machines. The company maintains its corporate headquarters in Johnstown, Pennsylvania.