NBTB
NBT Bancorp Inc.NASDAQFinancial ServicesAs of 2026-04-06
Valuation
View DetailsP/E (TTM)
13.31
PEG
0.65
P/B
1.07
P/S
2.50
EV/EBITDA
9.37
DCF Value
$71.22
FCF Yield
10.0%
Div Yield
3.4%
Margins & Returns
Gross Margin
73.6%
Operating Margin
24.3%
Net Margin
18.8%
ROE
9.5%
ROA
1.1%
ROIC
1.1%
Financials
View All| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q4 2025 | $238.2M | $55.5M | $1.06 |
| FY 2025 | $867.4M | $169.2M | $3.33 |
| Q3 2025 | $238.8M | $54.5M | $1.03 |
| Q2 2025 | $224.0M | $22.5M | $0.48 |
Analyst Ratings
View AllTrading Activity
Insider Trades
View AllCompany Info
Sector
Financial Services
Industry
—
Country
US
Exchange
NASDAQ
Beta
0.47
NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises commercial and industrial, commercial real estate, agricultural, and commercial construction loans; indirect and direct consumer, home equity, mortgages, business banking loans, and commercial loans; and residential real estate loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan consulting and recordkeeping services. In addition, the company offers insurance products comprising personal property and casualty, business liability, and commercial insurance, as well as other products and services through 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. As of December 31, 2021, it had 140 branches and 164 ATMs in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Connecticut, and Maine. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.