PFS Provident Financial Services, Inc.
USFinancial ServicesAs of 2026-07-10 16:00
Why PFS matters now
Provident Financial Services, Inc. (PFS) is a US stock in Financial Services. The latest InvestLog snapshot shows $23.53 with +0.68% on the session and $3.07B in market capitalization; recent performance reads 1-month +4.70% and YTD +15.04%.
The latest financial table shown here is Q1 2026, with revenue of $346.5M, net income of $79.4M, and EPS of $0.61. Investors can compare that operating picture with valuation signals such as P/E 9.70 and FCF yield 14.3%.
The latest indexable market news headline is "Sandfire Resources America Delivers Black Butte Copper PFS Upgrade with New Lowry Reserves, 12-Year Mine Life, High-Grade Production Profile and Stronger Project Economics" from GlobeNewsWire.
Additional event context on this page matters because analyst consensus is Buy with a median target of $25.00; recent insider activity includes LISTA GEORGE filing S-Sale. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
9.70
PEG
0.06
P/B
1.04
P/S
2.12
EV/EBITDA
11.47
DCF Value
$68.75
FCF Yield
14.3%
Div Yield
4.2%
Margins & Returns
Gross Margin
63.4%
Operating Margin
30.5%
Net Margin
21.9%
ROE
11.0%
ROA
1.2%
ROIC
-2.1%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $346.5M | $79.4M | $0.61 |
| Q4 2025 | $353.1M | $83.4M | $0.64 |
| FY 2025 | $1.38B | $291.2M | $2.23 |
| Q3 2025 | $353.7M | $71.7M | $0.55 |
Analyst Ratings
Consensus
Buy
Target (Consensus)
$25.00
Target (Median)
$25.00
Target Range
$25.00 - $25.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.79
Provident Financial Services, Inc. functions as the parent company for Provident Bank, delivering a broad spectrum of financial products and services to individuals, families, and businesses across the United States. Its deposit offerings encompass various account types, including savings, standard and interest-bearing checking accounts, money market accounts, certificates of deposit, and IRA products. The company's extensive loan portfolio features commercial real estate loans, which are collateralized by properties such as multi-family apartment complexes, office buildings, retail spaces, and industrial sites. It also provides commercial business loans, alongside fixed-rate and adjustable-rate mortgage loans secured by one-to-four family residential properties. Further loan options include commercial construction loans and a range of consumer loans like home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and financing for automobiles and recreational vehicles. Beyond these, Provident delivers essential banking solutions such as cash management, remote deposit capture, payroll origination, escrow account management, and convenient online and mobile banking services, in addition to offering business credit cards. The company also extends wealth management services, covering investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. In a broader capacity, Provident sells insurance and investment products, including annuities. It also operates as a real estate investment trust (REIT), focused on acquiring mortgage loans and other real estate-related assets, and actively manages and sells properties obtained through foreclosure. As of December 31, 2021, the company maintained 96 full-service branch offices situated across northern and central New Jersey, as well as specific counties in Pennsylvania and New York. Provident Financial Services, Inc. was founded in 1839 and is headquartered in Jersey City, New Jersey.