NBTB
NBT Bancorp Inc.NASDAQFinancial Services$43.15+0.35%ClosedMarket Cap: $2.25B
As of 2026-04-06
Valuation
P/E (TTM)
13.31
PEG
0.65
P/B
1.07
P/S
2.50
EV/EBITDA
9.37
DCF Value
$71.22
FCF Yield
10.0%
Div Yield
3.4%
Margins & Returns
Gross Margin
73.6%
Operating Margin
24.3%
Net Margin
18.8%
ROE
9.5%
ROA
1.1%
ROIC
1.1%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $238.2M | 76.1% | $69.7M | $55.5M | $1.06 | $0.37 |
| FY 2025 | $867.4M | 72.1% | $219.4M | $169.2M | $3.33 | $1.42 |
| Q3 2025 | $238.8M | 76.6% | $71.8M | $54.5M | $1.03 | $0.37 |
| Q2 2025 | $224.0M | 68.2% | $30.7M | $22.5M | $0.48 | $0.34 |
| Q1 2025 | $201.2M | 72.8% | $47.2M | $36.7M | $0.77 | $0.34 |
| Q4 2024 | $199.5M | 73.0% | $45.5M | $36.0M | $0.76 | $0.34 |
| FY 2024 | $786.0M | 70.6% | $179.5M | $140.6M | $2.96 | $1.32 |
| Q3 2024 | $201.4M | 71.5% | $48.8M | $38.1M | $0.80 | $0.34 |
| Q2 2024 | $193.3M | 67.7% | $41.9M | $32.7M | $0.69 | $0.32 |
| Q1 2024 | $191.8M | 70.1% | $43.2M | $33.8M | $0.71 | $0.32 |
| Q4 2023 | $188.9M | 69.9% | $39.8M | $30.4M | $0.64 | $0.32 |
| FY 2023 | $662.3M | 74.4% | $153.5M | $118.8M | $2.65 | $1.24 |