JCAP Jefferson Capital, Inc. Common Stock
USFinancial ServicesAs of 2026-07-09 16:00
Why JCAP matters now
Jefferson Capital, Inc. Common Stock (JCAP) is a US stock in Financial Services. The latest InvestLog snapshot shows $18.52 with +3.75% on the session and $1.14B in market capitalization; recent performance reads 1-month -0.40% and YTD -22.38%.
The latest financial table shown here is Q1 2026, with revenue of $176.4M, net income of $37.6M, and EPS of $0.68. Investors can compare that operating picture with valuation signals such as P/E 6.35 and FCF yield 26.6%.
The latest indexable market news headline is "Jefferson Capital, Inc. (JCAP) Q1 2026 Earnings Call Transcript" from Seeking Alpha.
Additional event context on this page matters because analyst consensus is Buy with a median target of $28.00; recent insider activity includes Pierce James Manfred filing . These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
6.35
PEG
0.10
P/B
2.18
P/S
1.51
EV/EBITDA
9.00
DCF Value
$115.38
FCF Yield
26.6%
Div Yield
5.5%
Margins & Returns
Gross Margin
66.8%
Operating Margin
44.3%
Net Margin
25.4%
ROE
36.5%
ROA
7.7%
ROIC
209.9%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $176.4M | $37.6M | $0.68 |
| Q4 2025 | $154.8M | $37.7M | $0.65 |
| FY 2025 | $613.3M | $188.0M | $6.26 |
| Q3 2025 | $150.8M | $38.4M | $0.66 |
Analyst Ratings
Consensus
Buy
Target (Consensus)
$26.00
Target (Median)
$28.00
Target Range
$21.00 - $29.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Financial - Credit Services
Country
US
Exchange
—
Beta
0.15
Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced prices compared to their original value. The company then works directly with individuals to help them settle their obligations and progress towards financial rehabilitation. The types of consumer debt Jefferson Capital manages include, but are not limited to, credit card balances, both secured and unsecured automotive loans, and outstanding bills from telecommunications and utility providers. Additionally, the company extends its expertise to credit originators, offering loan administration and other portfolio management services specifically for their non-performing loans. Established in 2002, Jefferson Capital, Inc. is headquartered in Sartell, Minnesota.