ATLC Atlanticus Holdings Corporation logo

ATLC Atlanticus Holdings Corporation

Financial Services
$83.14+1.87%ClosedMarket Cap: $1.26B

As of 2026-05-25

Valuation

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P/E (TTM)

7.85

PEG

0.80

P/B

1.83

P/S

1.01

EV/EBITDA

21.79

DCF Value

$212.94

FCF Yield

62.9%

Div Yield

0.0%

Margins & Returns

Gross Margin

75.1%

Operating Margin

24.0%

Net Margin

10.8%

ROE

21.7%

ROA

1.8%

ROIC

3.0%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$679.6M$44.2M$
Q4 null$247.7M$35.1M$
FY null$704.5M$122.2M$
Q3 null$178.8M$25.0M$

Analyst Ratings

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Consensus

Buy

Target (Consensus)

$70.00

Target (Median)

$70.00

Target Range

$45.00 - $95.00

1 Strong Buy4 Buy0 Hold0 Sell0 Strong Sell
B. Riley SecuritiesBuy
2026-03-23
CitizensMarket Outperform
2026-03-17
CitizensMarket Outperform
2025-12-11
BTIGBuy
2025-10-27
JMP SecuritiesMarket Outperform
2025-09-18

Trading Activity

Insider Trades

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Paulson Blakedirector
SellFri May 08
Dickerson William Brinkleydirector
SellThu May 07
Saunders Mitchellofficer: Chief Accounting Officer
SellMon Mar 23
Saunders Mitchellofficer: Chief Accounting Officer
SellMon Mar 23
Saunders Mitchellofficer: Chief Accounting Officer
SellMon Mar 23

Company Info

Sector

Financial Services

Industry

Financial - Credit Services

Country

US

Exchange

Beta

2.15

Atlanticus Holdings Corporation provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, educational services, and home-improvements by partnering with retailers and service providers. In addition, it offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. Further, the company invests in and services portfolios of credit card receivables. Atlanticus Holdings Corporation was founded in 1996 and is headquartered in Atlanta, Georgia.

Peers