LX LexinFintech Holdings Ltd.
USFinancial ServicesAs of 2026-07-09 16:00
Why LX matters now
LexinFintech Holdings Ltd. (LX) is a US stock in Financial Services. The latest InvestLog snapshot shows $1.75 with -5.41% on the session and $295.2M in market capitalization; recent performance reads 1-month +3.63% and YTD -38.84%.
The latest financial table shown here is Q1 2026, with revenue of $3.33B, net income of $200.2M, and EPS of $1.20. Investors can compare that operating picture with valuation signals such as P/E 1.47 and FCF yield 0.0%.
The latest indexable market news headline is "LexinFintech: Staying Bullish, But Understand The Skepticism" from Seeking Alpha.
Additional event context on this page matters because analyst consensus is Buy with a median target of $3.50; recent insider activity includes WU Wei filing . These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
1.47
PEG
0.00
P/B
0.19
P/S
0.17
EV/EBITDA
1.84
DCF Value
$34.63
FCF Yield
0.0%
Div Yield
19.1%
Margins & Returns
Gross Margin
52.1%
Operating Margin
11.7%
Net Margin
10.8%
ROE
12.2%
ROA
6.4%
ROIC
5.5%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $3.33B | $200.2M | $1.20 |
| Q4 2025 | $3.00B | $211.1M | $1.24 |
| FY 2025 | $12.79B | $1.63B | $9.16 |
| Q3 2025 | $3.42B | $521.3M | $2.92 |
Analyst Ratings
Consensus
Buy
Target (Consensus)
$3.50
Target (Median)
$3.50
Target Range
$3.50 - $3.50
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Financial - Credit Services
Country
CN
Exchange
—
Beta
0.78
LexinFintech Holdings Ltd., operating primarily in the People's Republic of China through its subsidiaries, specializes in providing online consumer finance solutions. At the core of its operations is Fenqile.com, an extensive online platform facilitating both consumption and consumer lending. This platform enables users to make purchases on installment plans, secure personal installment loans, and engage in direct online sales with deferred payment options. The company also manages Le Hua Card, which offers scenario-specific lending services, and the Maiya application, providing a location-based shopping experience complete with buy-now-pay-later features. Further diversifying its portfolio, LexinFintech runs Juzi Licai, an online investment platform. Underpinning these offerings are its advanced technology-driven platform services. These services are designed to optimize revenue generation, mitigate financial risks, boost operational efficiency and service quality, improve collections, and reduce overall expenditures. Beyond its core platforms, the company extends its expertise through additional services such as technical support and consulting, software development, financing guarantee provisions, and other financial technology services. Established in 2013 and headquartered in Shenzhen, China, LexinFintech Holdings Ltd. was formerly known as Staging Finance Holding Ltd. until its name change in March 2017.