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ECPG

Encore Capital Group, Inc.NASDAQFinancial Services
$71.14+0.38%ClosedMarket Cap: $1.59B

As of 2026-04-06

Valuation

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P/E (TTM)

6.18

PEG

0.02

P/B

1.63

P/S

0.90

EV/EBITDA

8.55

DCF Value

$132.51

FCF Yield

8.0%

Div Yield

0.0%

Margins & Returns

Gross Margin

74.1%

Operating Margin

35.4%

Net Margin

14.5%

ROE

28.2%

ROA

5.3%

ROIC

9.0%

Financials

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PeriodRevenueNet IncomeEPS
Q4 2025$473.6M$76.7M$3.37
FY 2025$1.76B$256.8M$10.91
Q3 2025$460.4M$74.7M$3.17
Q2 2025$442.1M$58.7M$2.49

Analyst Ratings

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CitizensMarket Outperform
2026-02-26
Truist SecuritiesBuy
2026-02-26
CitizensMarket Outperform
2026-01-20
Janney Montgomery ScottBuy
2025-11-06

Trading Activity

Insider Trades

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Yung Johnofficer: President, Intl. and Cabot
SellWed Mar 11
Yung Johnofficer: President, Intl. and Cabot
SellWed Mar 11
Yung Johnofficer: President, Intl. and Cabot
SellWed Mar 11
Yung Johnofficer: President, Intl. and Cabot
SellWed Mar 11
Bell Ryan Bofficer: President, MCM
SellWed Mar 11

Company Info

Sector

Financial Services

Industry

Country

US

Exchange

NASDAQ

Beta

1.27

Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the provision of early stage collection, business process outsourcing, and contingent collection services, as well as debt servicing and other portfolio management services to credit originator for non-performing loans. The company was incorporated in 1999 and is headquartered in San Diego, California.

Peers