ECPG Encore Capital Group, Inc.
USFinancial ServicesAs of 2026-07-08 16:00
Why ECPG matters now
Encore Capital Group, Inc. (ECPG) is a US stock in Financial Services. The latest InvestLog snapshot shows $87.54 with -2.92% on the session and $1.88B in market capitalization; recent performance reads 1-month +3.14% and YTD +52.81%.
The latest financial table shown here is Q1 2026, with revenue of $472.9M, net income of $86.2M, and EPS of $3.86. Investors can compare that operating picture with valuation signals such as P/E 6.55 and FCF yield 9.3%.
The latest indexable market news headline is "Encore Capital Group to Announce Second Quarter 2026 Financial Results on August 5" from GlobeNewsWire.
Additional event context on this page matters because analyst consensus is Buy with a median target of $85.00; recent insider activity includes Yung John filing S-Sale. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
6.55
PEG
0.02
P/B
1.74
P/S
0.96
EV/EBITDA
7.95
DCF Value
$145.46
FCF Yield
9.3%
Div Yield
0.0%
Margins & Returns
Gross Margin
73.2%
Operating Margin
36.8%
Net Margin
16.0%
ROE
30.7%
ROA
5.4%
ROIC
10.0%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $472.9M | $86.2M | $3.86 |
| Q4 2025 | $473.6M | $76.7M | $3.37 |
| FY 2025 | $1.76B | $256.8M | $10.91 |
| Q3 2025 | $460.4M | $74.7M | $3.17 |
Analyst Ratings
Consensus
Buy
Target (Consensus)
$85.00
Target (Median)
$85.00
Target Range
$70.00 - $100.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Financial - Mortgages
Country
US
Exchange
—
Beta
1.30
Encore Capital Group, Inc. operates as a specialized financial institution, offering global solutions for debt resolution and associated support services to individual consumers holding diverse financial assets. The company acquires portfolios of consumer debts that are in default, often at substantial discounts from their original value. It then oversees these accounts by engaging with individuals to assist them in fulfilling their repayment responsibilities and working towards their financial recovery. Additionally, Encore Capital Group provides a range of services including initial collection efforts, business process outsourcing, performance-based collection, loan servicing, and various other portfolio administration services to lenders grappling with non-performing loans. The enterprise was established in 1999 and its main offices are situated in San Diego, California.