
FMAO
Farmers & Merchants Bancorp, Inc.NASDAQFinancial ServicesAs of 2026-04-06
Valuation
View DetailsP/E (TTM)
10.68
PEG
0.38
P/B
0.96
P/S
1.89
EV/EBITDA
11.69
DCF Value
$11.54
FCF Yield
10.0%
Div Yield
3.5%
Margins & Returns
Gross Margin
62.0%
Operating Margin
22.6%
Net Margin
17.7%
ROE
9.3%
ROA
1.0%
ROIC
5.2%
Financials
View All| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q4 2025 | $48.6M | $9.8M | $0.71 |
| FY 2025 | $189.1M | $33.3M | $3.41 |
| Q3 2025 | $47.8M | $8.9M | $0.64 |
| Q2 2025 | $47.1M | $7.7M | $0.56 |
Analyst Ratings
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Insider Trades
View AllCompany Info
Sector
Financial Services
Industry
—
Country
US
Exchange
NASDAQ
Beta
0.82
Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, remote deposit capture or electronic deposit processing, and merchant credit card services. It also offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.