USCB USCB Financial Holdings, Inc.
USFinancial ServicesAs of 2026-07-10 16:00
Why USCB matters now
USCB Financial Holdings, Inc. (USCB) is a US stock in Financial Services. The latest InvestLog snapshot shows $20.16 with +0.60% on the session and $368.2M in market capitalization; recent performance reads 1-month +6.45% and YTD +3.96%.
The latest financial table shown here is Q1 2026, with revenue of $26.2M, net income of $9.4M, and EPS of $0.51. Investors can compare that operating picture with valuation signals such as P/E 13.47 and FCF yield 12.3%.
The latest indexable market news headline is "USCB Financial Holdings, Inc. to Announce Second Quarter 2026 Results" from GlobeNewsWire.
Additional event context on this page matters because analyst consensus is Hold with a median target of $24.00; recent insider activity includes COLLAZO ANDRES filing S-Sale. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
13.47
PEG
2.33
P/B
1.57
P/S
2.49
EV/EBITDA
9.52
DCF Value
$-75.75
FCF Yield
12.3%
Div Yield
2.3%
Margins & Returns
Gross Margin
65.2%
Operating Margin
26.7%
Net Margin
19.8%
ROE
12.7%
ROA
1.0%
ROIC
12.2%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $26.2M | $9.4M | $0.51 |
| Q4 2025 | $33.5M | $1.4M | $0.07 |
| FY 2025 | $152.1M | $26.1M | $1.30 |
| Q3 2025 | $41.4M | $8.9M | $0.45 |
Analyst Ratings
Consensus
Hold
Target (Consensus)
$24.00
Target (Median)
$24.00
Target Range
$24.00 - $24.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.52
USCB Financial Holdings, Inc. serves as the parent company for U.S. Century Bank, which delivers a wide spectrum of banking solutions and financial services. Its core mission is to meet the financial requirements of small and medium-sized businesses. The institution offers diverse deposit instruments, including checking, savings, money market, and time deposit accounts, alongside certificates of deposit. Its extensive lending portfolio encompasses financing for residential and commercial real estate, commercial and industrial enterprises, and credit facilities for foreign banks. Additionally, it extends consumer loans, both secured and unsecured, such as personal loans, overdraft protection, and loans backed by deposit accounts. Beyond these, the company provides crucial treasury services, commercial payment processing, cash management solutions, and convenient online banking. Established in 2002, USCB Financial Holdings, Inc. is based in Miami, Florida.