PCB PCB Bancorp

Margins & Returns

PCB Bancorp serves as the holding company for Pacific City Bank, which delivers a comprehensive array of banking solutions to individuals, professionals, and small to mid-sized businesses across Southern California and other key markets. The bank offers diverse deposit products, including checking, savings, money market, and time accounts, as well as certificates of deposit. Specialized business services encompass remote deposit capture, courier deposit options, positive pay, zero balance accounts, and sweep accounts. Its lending portfolio is extensive, featuring real estate loans such as commercial, residential, SBA-backed property, and construction financing. The company also provides commercial and industrial loans, including term loans, lines of credit, SBA commercial term loans, and past SBA Paycheck Protection Program loans. Additionally, consumer lending options are available for automobile-secured and personal loans. Customers benefit from modern digital and accessible services, including online banking for account management, transfers, bill payment, and electronic statements, alongside mobile banking with remote check deposit and mobile bill pay. Further convenience is offered through automated teller machines, telephone banking, banking by mail, personal appointments, debit cards, direct deposit, and cashier's checks. The bank also provides treasury management, wire transfer, and automated clearing house services. PCB Bancorp operates 11 full-service branches across Los Angeles and Orange counties in California, complemented by individual full-service locations in Englewood Cliffs, New Jersey, and Bayside, New York. Beyond its branch network, it maintains 10 loan production offices strategically located in Irvine, Artesia, and Los Angeles, California; Annandale, Virginia; Atlanta, Georgia; Chicago, Illinois; Bellevue, Washington; Aurora, Colorado; Carrollton, Texas; and New York, New York. Established in 2003, the company was previously known as Pacific City Financial Corporation before rebranding as PCB Bancorp in July 2019. Its corporate headquarters are located in Los Angeles, California.