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Credit Acceptance CorporationNASDAQFinancial Services
$416.51-0.74%ClosedMarket Cap: $4.59B

As of 2026-04-06

Valuation

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P/E (TTM)

10.84

PEG

0.15

P/B

2.98

P/S

2.00

EV/EBITDA

15.26

DCF Value

$722.55

FCF Yield

22.9%

Div Yield

0.0%

Margins & Returns

Gross Margin

70.9%

Operating Margin

30.2%

Net Margin

18.5%

ROE

26.6%

ROA

4.4%

ROIC

5.4%

Financials

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PeriodRevenueNet IncomeEPS
Q4 2025$579.9M$122.0M$10.99
FY 2025$2.32B$423.9M$37.55
Q3 2025$576.4M$108.2M$9.43
Q2 2025$575.6M$87.4M$7.42

Analyst Ratings

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TD CowenHold
2026-01-30
TD CowenSell
2025-10-31

Trading Activity

Insider Trades

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Schumann Steffenofficer: Chief Business Officer
SellThu Mar 05
LUM JONATHANofficer: Chief Operating Officer
SellWed Feb 11
Elliott Nicholas Jofficer: Chief Transformation Officer
SellWed Feb 11
Booth Kennethdirector
SellWed Feb 11
Martin Jay Dofficer: Chief Financial Officer
SellWed Feb 11

Company Info

Sector

Financial Services

Industry

Country

US

Exchange

NASDAQ

Beta

1.32

Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.

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