CACC Credit Acceptance Corporation
USFinancial ServicesAs of 2026-07-10 16:00
Why CACC matters now
Credit Acceptance Corporation (CACC) is a US stock in Financial Services. The latest InvestLog snapshot shows $625.97 with -0.18% on the session and $6.55B in market capitalization; recent performance reads 1-month +5.80% and YTD +30.73%.
The latest financial table shown here is Q1 2026, with revenue of $580.0M, net income of $135.8M, and EPS of $12.40. Investors can compare that operating picture with valuation signals such as P/E 12.11 and FCF yield 17.4%.
The latest indexable market news headline is "Here's Why Credit Acceptance (CACC) is a Strong Momentum Stock" from Zacks Investment Research.
Additional event context on this page matters because analyst consensus is Hold with a median target of $540.00; recent insider activity includes Martin Jay D filing M-Exempt. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
12.11
PEG
0.17
P/B
4.11
P/S
2.62
EV/EBITDA
14.93
DCF Value
$576.76
FCF Yield
17.4%
Div Yield
0.0%
Margins & Returns
Gross Margin
80.3%
Operating Margin
36.4%
Net Margin
19.6%
ROE
29.4%
ROA
5.2%
ROIC
7.7%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $580.0M | $135.8M | $12.40 |
| Q4 2025 | $579.9M | $122.0M | $10.99 |
| FY 2025 | $2.32B | $423.9M | $37.55 |
| Q3 2025 | $576.4M | $108.2M | $9.43 |
Analyst Ratings
Consensus
Hold
Target (Consensus)
$540.00
Target (Median)
$540.00
Target Range
$540.00 - $540.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Financial - Credit Services
Country
US
Exchange
—
Beta
1.39
Credit Acceptance Corporation (CACC) operates nationwide, serving as a financial partner for both independent and franchised automobile dealerships across the United States. The company's core business involves two primary methods of engaging with these dealers: 1. It furnishes upfront capital to dealerships, securing the privilege to administer and collect payments on the subsequent consumer loans. 2. Alternatively, CACC directly purchases consumer loan portfolios from dealers, then manages the collection of payments from borrowers and retains the proceeds. Beyond its direct lending activities, the corporation also participates in the reinsurance market, underwriting vehicle service contracts. These contracts are typically sold by dealers to consumers for automobiles that CACC itself has helped finance. Credit Acceptance Corporation was established in 1972 and is headquartered in Southfield, Michigan.