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CACC Credit Acceptance Corporation

Financial Services
$544.80-0.58%ClosedMarket Cap: $5.70B

As of 2026-05-25

Valuation

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P/E (TTM)

12.11

PEG

0.17

P/B

3.86

P/S

2.46

EV/EBITDA

14.49

DCF Value

$601.58

FCF Yield

18.5%

Div Yield

0.0%

Margins & Returns

Gross Margin

80.3%

Operating Margin

36.4%

Net Margin

19.6%

ROE

29.4%

ROA

5.2%

ROIC

7.7%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$580.0M$135.8M$
Q4 null$579.9M$122.0M$
FY null$2.32B$423.9M$
Q3 null$576.4M$108.2M$

Analyst Ratings

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Consensus

Hold

Target (Consensus)

$540.00

Target (Median)

$540.00

Target Range

$540.00 - $540.00

0 Strong Buy0 Buy3 Hold0 Sell0 Strong Sell
TD CowenHold
2026-05-06
Stephens & Co.Equal Weight
2026-04-17
TD CowenHold
2026-01-30
TD CowenSell
2025-10-31

Trading Activity

Insider Trades

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Martin Jay Dofficer: Chief Financial Officer
SellWed May 20
Martin Jay Dofficer: Chief Financial Officer
SellWed May 20
Elliott Nicholas Jofficer: Chief Transformation Officer
SellWed May 20
Elliott Nicholas Jofficer: Chief Transformation Officer
SellWed May 20
Elliott Nicholas Jofficer: Chief Transformation Officer
SellWed May 20

Company Info

Sector

Financial Services

Industry

Financial - Credit Services

Country

US

Exchange

Beta

1.36

Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Peers