UBSI United Bankshares, Inc.
USFinancial ServicesAs of 2026-07-10 16:00
Why UBSI matters now
United Bankshares, Inc. (UBSI) is a US stock in Financial Services. The latest InvestLog snapshot shows $46.11 with +0.39% on the session and $6.35B in market capitalization; recent performance reads 1-month +5.11% and YTD +15.68%.
The latest financial table shown here is Q1 2026, with revenue of $447.5M, net income of $124.2M, and EPS of $0.89. Investors can compare that operating picture with valuation signals such as P/E 11.61 and FCF yield 8.6%.
The latest indexable market news headline is "United Bankshares (UBSI) Could Be a Great Choice" from Zacks Investment Research.
Additional event context on this page matters because analyst consensus is Hold with a median target of $47.00; recent insider activity includes WINTER P CLINTON filing P-Purchase. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
11.61
PEG
0.31
P/B
1.13
P/S
3.33
EV/EBITDA
7.21
DCF Value
$56.60
FCF Yield
8.6%
Div Yield
3.4%
Margins & Returns
Gross Margin
67.4%
Operating Margin
34.8%
Net Margin
27.5%
ROE
9.3%
ROA
1.5%
ROIC
6.6%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $447.5M | $124.2M | $0.89 |
| Q4 2025 | $461.0M | $128.8M | $0.91 |
| FY 2025 | $1.82B | $464.6M | $3.27 |
| Q4 2025 | $461.0M | $128.8M | $0.91 |
Analyst Ratings
Consensus
Hold
Target (Consensus)
$46.67
Target (Median)
$47.00
Target Range
$44.00 - $49.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.74
Founded in 1982 and headquartered in Charleston, West Virginia, United Bankshares, Inc. operates as a prominent financial holding company. It offers a comprehensive array of banking solutions for both commercial clients and individual customers throughout the United States, primarily organized into its Community Banking and Mortgage Banking divisions. The company provides various deposit options, such as checking, savings, money market, and retirement accounts. Its lending portfolio is equally diverse, encompassing financing for commercial enterprises and real estate, personal and student loans, credit card facilities, and home equity products. Beyond traditional banking, United Bankshares extends its services to include investment and security offerings, asset management, real property title insurance, financial planning, safe deposit boxes, electronic fund transfers, and convenient digital and ATM banking access. As of December 31, 2021, its extensive branch network comprised 250 locations spread across Virginia, Maryland, Washington D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio.