UBSI United Bankshares, Inc. logo

UBSI United Bankshares, Inc.

Financial Services
$43.26+0.39%ClosedMarket Cap: $5.96B

As of 2026-05-25

Valuation

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P/E (TTM)

11.61

PEG

0.31

P/B

1.10

P/S

3.25

EV/EBITDA

6.96

DCF Value

$55.91

FCF Yield

8.8%

Div Yield

3.5%

Margins & Returns

Gross Margin

67.4%

Operating Margin

34.8%

Net Margin

27.5%

ROE

9.3%

ROA

1.5%

ROIC

6.6%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$447.5M$124.2M$
Q4 null$461.0M$128.8M$
FY null$1.82B$464.6M$
Q4 2025$461.0M$128.8M$0.91

Analyst Ratings

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Consensus

Hold

Target (Consensus)

$46.67

Target (Median)

$47.00

Target Range

$44.00 - $49.00

2 Strong Buy0 Buy3 Hold0 Sell0 Strong Sell
Keefe, Bruyette & WoodsMarket Perform
2026-01-26
Stephens & Co.Equal Weight
2026-01-23
Piper SandlerOverweight
2025-10-24

Trading Activity

Insider Trades

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WINTER P CLINTONdirector
BuyFri May 15
WINTER P CLINTONdirector
BuyWed Apr 01
WINTER P CLINTONdirector
BuyThu Mar 05
Tatterson William Markofficer: Executive Vice President
SellWed Feb 25
Tatterson William Markofficer: Executive Vice President
SellWed Feb 25

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.74

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

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