ABCB Ameris Bancorp

Margins & Returns

Ameris Bancorp operates as the parent entity for Ameris Bank, delivering a comprehensive suite of banking solutions to both individual and business clients. Its core operational footprint covers Georgia, Alabama, Florida, North Carolina, and South Carolina. The company organizes its diverse activities into five main divisions: Banking, Retail Mortgage, Warehouse Lending, SBA, and Premium Finance. Customers have access to a variety of deposit products, including commercial and personal checking accounts, interest-bearing savings accounts, money market accounts, individual retirement accounts (IRAs), and certificates of deposit (CDs). Beyond deposits, Ameris Bancorp extends numerous lending options, encompassing commercial real estate, residential mortgages, agricultural financing, and commercial and industrial loans. Consumer lending includes loans for motor vehicles, home improvements, and home equity, alongside credit lines secured by savings or small unsecured personal loans. Additionally, the company specializes in the origination, administration, and servicing of loans for commercial insurance premiums and those backed by the Small Business Administration (SBA). Ameris Bancorp maintains a substantial physical presence, with 165 domestic full-service banking branches and an additional 35 offices dedicated to mortgage and loan origination. Established in 1971, the company's corporate headquarters are located in Atlanta, Georgia.