UPST
Upstart Holdings, Inc.NASDAQFinancial Services$25.58+0.87%ClosedMarket Cap: $2.51B
As of 2026-04-06
Valuation
P/E (TTM)
46.80
PEG
0.33
P/B
3.29
P/S
2.45
EV/EBITDA
48.40
DCF Value
$-31.78
FCF Yield
-6.3%
Div Yield
0.0%
Margins & Returns
Gross Margin
95.2%
Operating Margin
5.1%
Net Margin
5.0%
ROE
7.3%
ROA
1.8%
ROIC
2.0%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $304.2M | 90.8% | $19.2M | $18.6M | $0.17 | — |
| FY 2025 | $1.08B | 95.2% | $54.3M | $53.6M | $0.45 | — |
| Q3 2025 | $285.9M | 96.9% | $31.9M | $31.8M | $0.25 | — |
| Q2 2025 | $265.1M | 97.1% | $5.7M | $5.6M | $0.05 | — |
| Q1 2025 | $220.4M | 96.8% | $-2.4M | $-2.4M | $-0.03 | — |
| Q4 2024 | $226.4M | 93.3% | $-2.6M | $-2.8M | $-0.03 | — |
| FY 2024 | $677.0M | 92.9% | $-128.4M | $-128.6M | $-1.44 | — |
| Q3 2024 | $173.0M | 93.7% | $-6.7M | $-6.8M | $-0.08 | — |
| Q2 2024 | $139.1M | 91.8% | $-54.5M | $-54.5M | $-0.62 | — |
| Q1 2024 | $138.5M | 92.3% | $-64.6M | $-64.6M | $-0.74 | — |
| Q4 2023 | $148.9M | 90.6% | $-42.3M | $-42.4M | $-0.50 | — |
| FY 2023 | $547.7M | 92.8% | $-240.0M | $-240.1M | $-2.87 | — |