UPST Upstart Holdings, Inc.
Financial Services$30.62+7.21%ClosedMarket Cap: $2.93B
As of 2026-05-26
Valuation
P/E (TTM)
48.39
PEG
0.34
P/B
3.77
P/S
2.35
EV/EBITDA
51.42
DCF Value
$-30.03
FCF Yield
-10.5%
Div Yield
0.0%
Margins & Returns
Gross Margin
95.7%
Operating Margin
4.2%
Net Margin
4.2%
ROE
6.6%
ROA
1.7%
ROIC
1.8%
Income Statement
Periods shown are fiscal year quarters (may differ from calendar year)
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q1 null | $308.2M | 98.1% | $-7.5M | $-6.6M | $— | — |
| Q4 null | $304.2M | 90.8% | $19.2M | $18.6M | $— | — |
| FY null | $1.08B | 95.2% | $54.3M | $53.6M | $— | — |
| Q3 null | $285.9M | 96.9% | $31.9M | $31.8M | $— | — |
| Q2 null | $265.1M | 97.1% | $5.7M | $5.6M | $— | — |
| Q1 null | $220.4M | 96.8% | $-2.4M | $-2.4M | $— | — |
| Q4 null | $226.4M | 93.3% | $-2.6M | $-2.8M | $— | — |
| FY null | $677.0M | 92.9% | $-128.4M | $-128.6M | $— | — |
| Q3 null | $173.0M | 93.7% | $-6.7M | $-6.8M | $— | — |
| Q2 null | $139.1M | 91.8% | $-54.5M | $-54.5M | $— | — |
| Q1 null | $138.5M | 92.3% | $-64.6M | $-64.6M | $— | — |
| Q4 2023 | $148.9M | 90.6% | $-42.3M | $-42.4M | $-0.50 | — |