UPST
Upstart Holdings, Inc.NASDAQFinancial Services$25.58+0.87%ClosedMarket Cap: $2.51B
As of 2026-04-06
Valuation
View DetailsP/E (TTM)
46.80
PEG
0.33
P/B
3.29
P/S
2.45
EV/EBITDA
48.40
DCF Value
$-31.78
FCF Yield
-6.3%
Div Yield
0.0%
Margins & Returns
Gross Margin
95.2%
Operating Margin
5.1%
Net Margin
5.0%
ROE
7.3%
ROA
1.8%
ROIC
2.0%
Financials
View All| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q4 2025 | $304.2M | $18.6M | $0.17 |
| FY 2025 | $1.08B | $53.6M | $0.45 |
| Q3 2025 | $285.9M | $31.8M | $0.25 |
| Q2 2025 | $265.1M | $5.6M | $0.05 |
Analyst Ratings
View AllMizuhoOutperform
2026-03-26BTIGBuy
2026-03-16NeedhamBuy
2026-03-11CitizensMarket Underperform
2026-02-18Compass PointNeutral
2026-02-17Trading Activity
Insider Trades
View AllBlankmeyer Andreaofficer: Chief Financial Officer
SellThu Apr 02
Blankmeyer Andreaofficer: Chief Financial Officer
SellThu Apr 02
Blankmeyer Andrea
SellThu Mar 26
Datta Sanjayofficer: See Remarks
SellTue Mar 03
Datta Sanjayofficer: See Remarks
SellTue Mar 03
Company Info
Sector
Financial Services
Industry
—
Country
US
Exchange
NASDAQ
Beta
2.16
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.