UPST Upstart Holdings, Inc.
USFinancial ServicesAs of 2026-07-08 16:00
Why UPST matters now
Upstart Holdings, Inc. (UPST) is a US stock in Financial Services. The latest InvestLog snapshot shows $31.81 with -3.78% on the session and $3.04B in market capitalization; recent performance reads 1-month +15.49% and YTD -25.84%.
The latest financial table shown here is Q1 2026, with revenue of $308.2M, net income of $-6.6M, and EPS of $-0.07. Investors can compare that operating picture with valuation signals such as P/E 48.39 and FCF yield -9.2%.
The latest indexable market news headline is "Upstart Holdings, Inc. (UPST) Registers a Bigger Fall Than the Market: Important Facts to Note" from Zacks Investment Research.
Additional event context on this page matters because analyst consensus is Hold with a median target of $36.00; recent insider activity includes Datta Sanjay filing S-Sale. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
48.39
PEG
0.34
P/B
4.29
P/S
2.67
EV/EBITDA
56.46
DCF Value
$-29.33
FCF Yield
-9.2%
Div Yield
0.0%
Margins & Returns
Gross Margin
95.7%
Operating Margin
4.2%
Net Margin
4.2%
ROE
6.6%
ROA
1.7%
ROIC
1.8%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $308.2M | $-6.6M | $-0.07 |
| Q4 2025 | $304.2M | $18.6M | $0.17 |
| FY 2025 | $1.08B | $53.6M | $0.45 |
| Q3 2025 | $285.9M | $31.8M | $0.25 |
Analyst Ratings
Consensus
Hold
Target (Consensus)
$37.25
Target (Median)
$36.00
Target Range
$30.00 - $46.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Financial - Credit Services
Country
US
Exchange
—
Beta
2.28
Through its various subsidiaries, Upstart Holdings Inc. operates an advanced, cloud-hosted artificial intelligence (AI) lending platform across the United States. This platform is designed to gather consumer loan requests and efficiently connect them with its extensive network of banks that leverage Upstart's AI technology. Established in 2012, the company maintains its primary operational base in San Mateo, California.