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UPST Upstart Holdings, Inc. logo

UPST Upstart Holdings, Inc.

Financial Services
$28.56-1.01%ClosedMarket Cap: $2.73B

As of 2026-05-25

Valuation

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P/E (TTM)

48.39

PEG

0.34

P/B

3.77

P/S

2.35

EV/EBITDA

51.42

DCF Value

$-30.03

FCF Yield

-10.5%

Div Yield

0.0%

Margins & Returns

Gross Margin

95.7%

Operating Margin

4.2%

Net Margin

4.2%

ROE

6.6%

ROA

1.7%

ROIC

1.8%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$308.2M$-6.6M$—
Q4 null$304.2M$18.6M$—
FY null$1.08B$53.6M$—
Q3 null$285.9M$31.8M$—

Analyst Ratings

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Consensus

Hold

Target (Consensus)

$38.29

Target (Median)

$37.00

Target Range

$30.00 - $46.00

2 Strong Buy6 Buy6 Hold0 Sell1 Strong Sell
NeedhamBuy
2026-05-06
BTIGBuy
2026-05-06
Piper SandlerOverweight
2026-05-06
MizuhoOutperform
2026-03-26
BTIGBuy
2026-03-16

Trading Activity

Insider Trades

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Mirgorodskaya Nataliaofficer: See Remarks
SellFri May 22
Datta Sanjayofficer: President, Capital& Enterprise
SellFri May 22
Darling Scottofficer: Chief Legal Officer
SellFri May 22
Mirgorodskaya Nataliaofficer: See Remarks
SellMon May 18
Datta Sanjayofficer: President, Capital& Enterprise
SellMon May 18

Related AI Research

Insider BuyMay 11, 2026

Girouard Dave buys $5.0M of UPST

Girouard Dave, a director and 10% owner of Upstart Holdings (UPST, $2.

Latest News

ROSEN, TRUSTED INVESTOR COUNSEL, Encourages Upstart Holdings, Inc. Investors to Secure Counsel Before Important Deadline in Securities Class Action - UPSTNewsfile Corp · Thu May 14
Upstart's stock is getting punished after earnings. Here's the big gripe.Market Watch · Tue May 05
Upstart Stock Sinks After Q1 Earnings: Here's WhyBenzinga · Tue May 05
Did You Lose Money Investing in Upstart Holdings, Inc.? Robbins LLP Urges Investors with Significant Losses to Conact the Firm for Information About Their Rights Against UPSTGlobeNewsWire · Tue Apr 14

Company Info

Sector

Financial Services

Industry

Financial - Credit Services

Country

US

Exchange

—

Beta

2.26

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Peers

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