UBFO United Security Bancshares logo

UBFO United Security Bancshares

Financial Services
$10.51+0.00%ClosedMarket Cap: $185.0M

As of 2026-05-25

Valuation

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P/E (TTM)

15.06

PEG

P/B

1.30

P/S

2.88

EV/EBITDA

4.27

DCF Value

$18.35

FCF Yield

10.7%

Div Yield

3.4%

Margins & Returns

Gross Margin

75.1%

Operating Margin

26.0%

Net Margin

19.1%

ROE

9.0%

ROA

1.0%

ROIC

-10.1%

Financials

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PeriodRevenueNet IncomeEPS
Q4 null$16.2M$3.4M$
FY null$65.9M$12.3M$
Q3 null$15.6M$4.0M$
Q2 null$15.8M$2.2M$

Analyst Ratings

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Consensus

Target (Consensus)

$—

Target (Median)

$—

Target Range

$— - $—

0 Strong Buy0 Buy0 Hold0 Sell0 Strong Sell

Trading Activity

Insider Trades

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WOODS DENNIS Rdirector, officer: CEO
SellMon Apr 13
WOODS DENNIS Rdirector, officer: CEO
SellMon Apr 13
WILLIAMS KEVIN Jofficer: SVP/Chief Banking Officer
SellMon Apr 13
WILLIAMS KEVIN Jofficer: SVP/Chief Banking Officer
SellMon Apr 13
Tkacz Briandirector
SellMon Apr 13

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.29

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, traveler's check, money order, and foreign draft services, as well as interactive teller machines and ATM services. As of January 26, 2022, it operated 12 full-service branch offices in Fresno, Bakersfield, Campbell, Caruthers, Coalinga, Firebaugh, Mendota, Oakhurst, San Joaquin, and Taft. The company was founded in 1987 and is headquartered in Fresno, California.

Peers