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BVFL BV Financial, Inc.

USFinancial Services
$21.30+2.90%ClosedMarket Cap: $184.4M

As of 2026-07-08 16:00

Why BVFL matters now

BV Financial, Inc. (BVFL) is a US stock in Financial Services. The latest InvestLog snapshot shows $21.30 with +2.90% on the session and $184.4M in market capitalization; recent performance reads 1-month +2.78% and YTD +12.13%.

The latest financial table shown here is Q1 2026, with revenue of $12.1M, net income of $1.1M, and EPS of $0.13. Investors can compare that operating picture with valuation signals such as P/E 13.20 and FCF yield 10.4%.

The latest indexable market news headline is "BV Financial: A Community Bank Trading Below Fair Value" from Seeking Alpha.

Additional event context on this page matters because analyst consensus is available with a median target of $—; recent insider activity includes Galli Joseph S filing S-Sale. These signals are research inputs, not a recommendation.

Valuation

P/E (TTM)

13.20

PEG

0.87

P/B

0.93

P/S

3.38

EV/EBITDA

12.62

DCF Value

$28.02

FCF Yield

10.4%

Div Yield

0.0%

Margins & Returns

Gross Margin

77.5%

Operating Margin

30.3%

Net Margin

24.0%

ROE

6.6%

ROA

1.4%

ROIC

1.2%

Financials

PeriodRevenueNet IncomeEPS
Q1 2026$12.1M$1.1M$0.13
Q4 2025$13.8M$4.8M$0.56
FY 2025$52.4M$13.5M$1.43
Q3 2025$13.2M$3.7M$0.38

Analyst Ratings

Consensus

Target (Consensus)

$—

Target (Median)

$—

Target Range

$— - $—

Strong Buy: 0Buy: 0Hold: 0Sell: 0Strong Sell: 0

Trading Activity

Insider Trades

Galli Joseph Sdirector
Sell2026-06-15
Galli Joseph Sdirector
Sell2026-06-15
Galli Joseph Sdirector
Sell2026-06-15
Galli Joseph Sdirector
Sell2026-06-15
Galli Joseph Sdirector
Sell2026-06-15

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.10

BV Financial, Inc. functions as the parent entity for BayVanguard Bank, which furnishes a comprehensive array of financial solutions to both individual consumers and commercial enterprises across Maryland. The bank's deposit products include versatile options such as checking, money market, and savings accounts, in addition to certificates of deposit. Its lending activities are extensive, providing personal borrowers with various choices like real estate, home equity, construction, lot, auto, boat, and other general personal loans. For businesses, the institution extends commercial financing for equipment and installations, commercial real estate, construction projects, investment properties, lines of credit, and SBA loans, alongside specialized credit for short-term real estate acquisition, renovation, and sales ventures. Furthermore, the company offers an assortment of supplementary services, including ATM access, overdraft protection, safe deposit boxes, convenient bill payment, remote deposit capture, ACH origination, merchant services, and robust online banking platforms. BV Financial, Inc. was founded in 1873 and is headquartered in Baltimore, Maryland, operating as a subsidiary under Bay-Vanguard, MHC.