UBCP
United Bancorp, Inc.NASDAQFinancial Services$15.99+2.20%ClosedMarket Cap: $92.4M
As of 2026-04-06
Valuation
P/E (TTM)
11.91
PEG
2.51
P/B
1.26
P/S
1.86
EV/EBITDA
23.36
DCF Value
$8.42
FCF Yield
6.8%
Div Yield
6.1%
Margins & Returns
Gross Margin
67.0%
Operating Margin
16.1%
Net Margin
16.3%
ROE
12.0%
ROA
0.9%
ROIC
0.9%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $12.6M | 70.6% | $2.6M | $2.0M | $0.35 | $0.19 |
| FY 2025 | $47.5M | 67.4% | $8.3M | $7.8M | $1.34 | $0.92 |
| Q3 2025 | $12.0M | 65.9% | $1.9M | $1.9M | $0.34 | $0.19 |
| Q2 2025 | $11.8M | 65.9% | $1.9M | $1.9M | $0.33 | $0.19 |
| Q1 2025 | $11.1M | 66.8% | $1.8M | $1.9M | $0.32 | $0.36 |
| Q4 2024 | $11.3M | 65.8% | $1.8M | $1.8M | $0.31 | $0.18 |
| FY 2024 | $44.0M | 65.8% | $7.3M | $7.4M | $1.27 | $0.86 |
| Q3 2024 | $11.2M | 65.3% | $1.8M | $1.8M | $0.31 | $0.18 |
| Q2 2024 | $11.1M | 65.8% | $1.6M | $1.7M | $0.30 | $0.18 |
| Q1 2024 | $10.5M | 66.6% | $2.1M | $2.0M | $0.35 | $0.32 |
| Q4 2023 | $10.7M | 71.6% | $2.6M | $2.4M | $0.42 | $0.17 |
| FY 2023 | $40.9M | 74.2% | $9.5M | $8.9M | $1.57 | $0.82 |