UBCP United Bancorp, Inc.
USFinancial ServicesAs of 2026-07-10 16:00
Why UBCP matters now
United Bancorp, Inc. (UBCP) is a US stock in Financial Services. The latest InvestLog snapshot shows $15.85 with +2.19% on the session and $91.6M in market capitalization; recent performance reads 1-month +11.04% and YTD +11.43%.
The latest financial table shown here is Q1 2026, with revenue of $11.4M, net income of $1.9M, and EPS of $0.33. Investors can compare that operating picture with valuation signals such as P/E 11.44 and FCF yield 5.3%.
The latest indexable market news headline is "OVBC vs. UBCP: Which Community Bank Stock Offers More Upside Now?" from Zacks Investment Research.
Additional event context on this page matters because analyst consensus is Buy with a median target of $—; recent insider activity includes Schunn Bethany E filing P-Purchase. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
11.44
PEG
2.41
P/B
1.30
P/S
1.93
EV/EBITDA
22.40
DCF Value
$14.69
FCF Yield
5.3%
Div Yield
5.9%
Margins & Returns
Gross Margin
67.5%
Operating Margin
15.8%
Net Margin
16.3%
ROE
11.8%
ROA
0.9%
ROIC
0.9%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $11.4M | $1.9M | $0.33 |
| Q4 2025 | $12.6M | $2.0M | $0.35 |
| FY 2025 | $47.5M | $7.8M | $1.34 |
| Q3 2025 | $12.0M | $1.9M | $0.34 |
Analyst Ratings
Consensus
Buy
Target (Consensus)
$—
Target (Median)
$—
Target Range
$— - $—
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.36
United Bancorp, Inc. acts as the parent organization for Unified Bank, which delivers a comprehensive range of commercial and individual banking solutions, with a primary focus on Ohio. The bank facilitates various deposit options, including checking, savings, and certificates of deposit, and extends credit for business ventures, residential and commercial property acquisitions, and personal needs. As of December 31, 2021, its operational reach included a network of branch offices across Ohio's Athens, Belmont, Carroll, Fairfield, Harrison, Jefferson, and Tuscarawas Counties, as well as Marshall and Ohio Counties in West Virginia and adjacent territories. A dedicated loan origination office was also present in Wheeling, West Virginia. Founded in 1902, United Bancorp, Inc. is headquartered in Martins Ferry, Ohio.