SYF
Synchrony FinancialNYSEFinancial Services$68.42+0.15%ClosedMarket Cap: $24.64B
As of 2026-04-06
Valuation
P/E (TTM)
6.94
PEG
4.58
P/B
1.46
P/S
1.29
EV/EBITDA
4.84
DCF Value
$83.71
FCF Yield
40.0%
Div Yield
1.8%
Margins & Returns
Gross Margin
51.0%
Operating Margin
24.2%
Net Margin
18.6%
ROE
21.1%
ROA
3.0%
ROIC
9.4%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $4.77B | 49.3% | $952.0M | $751.0M | $2.04 | $0.30 |
| FY 2025 | $19.12B | 51.0% | $4.62B | $3.55B | $9.29 | $1.15 |
| Q3 2025 | $4.83B | 55.4% | $1.43B | $1.08B | $2.86 | $0.30 |
| Q2 2025 | $4.71B | 53.1% | $1.26B | $967.0M | $2.50 | $0.30 |
| Q1 2025 | $4.80B | 46.4% | $984.0M | $757.0M | $1.89 | $0.25 |
| Q4 2024 | $4.92B | 45.5% | $973.0M | $774.0M | $1.91 | $0.25 |
| FY 2024 | $20.76B | 45.2% | $4.55B | $3.50B | $8.55 | $1.00 |
| Q3 2024 | $4.99B | 44.4% | $1.03B | $789.0M | $1.94 | $0.25 |
| Q2 2024 | $4.89B | 41.3% | $844.0M | $643.0M | $1.55 | $0.25 |
| Q1 2024 | $4.89B | 37.7% | $1.71B | $1.29B | $3.14 | $0.25 |
| Q4 2023 | $4.74B | 39.1% | $539.0M | $440.0M | $1.03 | $0.25 |
| FY 2023 | $17.34B | 44.2% | $2.90B | $2.24B | $5.19 | $0.96 |