SYF Synchrony Financial logo

SYF Synchrony Financial

Financial Services
$71.83-0.24%ClosedMarket Cap: $24.16B

As of 2026-05-25

Valuation

View Details

P/E (TTM)

6.98

PEG

4.61

P/B

1.49

P/S

1.21

EV/EBITDA

4.05

DCF Value

$84.29

FCF Yield

40.7%

Div Yield

1.7%

Margins & Returns

Gross Margin

61.1%

Operating Margin

22.9%

Net Margin

18.1%

ROE

21.4%

ROA

3.0%

ROIC

3.1%

Financials

View All
PeriodRevenueNet IncomeEPS
Q1 null$5.60B$805.0M$
Q4 null$4.77B$751.0M$
FY null$19.12B$3.55B$
Q3 null$4.83B$1.08B$

Analyst Ratings

View All

Consensus

Buy

Target (Consensus)

$89.75

Target (Median)

$89.00

Target Range

$81.00 - $100.00

3 Strong Buy12 Buy9 Hold0 Sell0 Strong Sell
Truist SecuritiesHold
2026-04-23
BTIGNeutral
2026-04-22
BairdOutperform
2026-04-22
BarclaysOverweight
2026-04-22
JP MorganNeutral
2026-04-09

Trading Activity

Insider Trades

View All
Wenzel Brian J. Sr.officer: See remarks
SellTue May 19
Owens Darrellofficer: See remarks
SellTue May 19
Juel Carolofficer: See remarks
SellTue May 19
Howse Curtisofficer: See remarks
SellTue May 19
GUTHRIE ROY Adirector
SellTue May 19

Congress Trades

View All
Josh GottheimerSell
Wed May 20

Company Info

Sector

Financial Services

Industry

Financial - Credit Services

Country

US

Exchange

Beta

1.36

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual cards, co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts to retail and commercial customers, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; healthcare payments and financing solutions under the CareCredit, Pets Best, and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries; and point-of-sale consumer financing for audiology products and dental services. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, powersports, jewelry, pets, and other industries. Synchrony Financial was founded in 1932 and is headquartered in Stamford, Connecticut.

Peers