PROV

Provident Financial Holdings, Inc.NASDAQFinancial Services

$16.26+0.06%ClosedMarket Cap: $103.7M

As of 2026-04-06

Valuation

P/E (TTM)

15.71

PEG

2.57

P/B

0.84

P/S

1.75

EV/EBITDA

21.58

DCF Value

$58.54

FCF Yield

8.7%

Div Yield

3.4%

Margins & Returns

Gross Margin

67.8%

Operating Margin

16.2%

Net Margin

11.0%

ROE

5.1%

ROA

0.5%

ROIC

4.0%

Income Statement

Period	Revenue	Gross Margin	Operating Income	Net Income	EPS	Dividend
Q2 2026	$14.9M	67.3%	$2.0M	$1.4M	$0.22	$0.14
Q1 2026	$15.0M	69.3%	$2.7M	$1.7M	$0.25	$0.14
Q4 2025	$15.0M	66.3%	$2.3M	$1.6M	$0.24	$0.14
FY 2025	$60.2M	65.9%	$8.9M	$6.3M	$0.93	$0.56
Q3 2025	$15.3M	68.5%	$2.7M	$1.9M	$0.28	$0.14
Q2 2025	$14.9M	60.7%	$1.2M	$872.0K	$0.13	$0.14
Q1 2025	$15.0M	68.2%	$2.7M	$1.9M	$0.28	$0.14
Q4 2024	$15.4M	64.6%	$2.8M	$2.0M	$0.28	$0.14
FY 2024	$58.7M	66.3%	$10.4M	$7.4M	$1.06	$0.56
Q3 2024	$14.7M	63.3%	$2.1M	$1.5M	$0.22	$0.14
Q2 2024	$14.5M	71.3%	$3.0M	$2.1M	$0.31	$0.14
Q1 2024	$14.1M	66.3%	$2.5M	$1.8M	$0.25	$0.14