PROV Provident Financial Holdings, Inc.
USFinancial ServicesAs of 2026-07-10 15:53
Why PROV matters now
Provident Financial Holdings, Inc. (PROV) is a US stock in Financial Services. The latest InvestLog snapshot shows $17.26 with +0.29% on the session and $107.9M in market capitalization; recent performance reads 1-month -0.94% and YTD +5.85%.
The latest financial table shown here is Q3 2026, with revenue of $14.6M, net income of $1.4M, and EPS of $0.21. Investors can compare that operating picture with valuation signals such as P/E 15.97 and FCF yield 7.2%.
The latest indexable market news headline is "Provident Bank Celebrates 70 Years of Community Impact with Over $984,000 Donated to Local Nonprofits Since 2006 Through Its Community Partnership Program" from GlobeNewsWire.
Additional event context on this page matters because analyst consensus is Hold with a median target of $16.00; recent insider activity includes Weiant David filing S-Sale. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
15.97
PEG
2.61
P/B
0.85
P/S
1.77
EV/EBITDA
18.12
DCF Value
$55.95
FCF Yield
7.2%
Div Yield
3.3%
Margins & Returns
Gross Margin
67.1%
Operating Margin
15.2%
Net Margin
10.3%
ROE
4.8%
ROA
0.5%
ROIC
0.5%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $14.6M | $1.4M | $0.21 |
| Q2 2026 | $14.9M | $1.4M | $0.22 |
| Q1 2026 | $15.0M | $1.7M | $0.25 |
| Q4 2025 | $15.0M | $1.6M | $0.24 |
Analyst Ratings
Consensus
Hold
Target (Consensus)
$16.00
Target (Median)
$16.00
Target Range
$16.00 - $16.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.33
Provident Financial Holdings, Inc. functions as the parent entity for Provident Savings Bank, F.S.B., a community-focused financial institution. This bank offers a full spectrum of services to individuals and small to mid-sized enterprises across Southern California's Inland Empire region. Its deposit offerings include typical checking, savings, and money market accounts, in addition to certificates of deposit. The lending portfolio is diverse, covering financing for single and multi-family homes, commercial properties, construction ventures, general business needs, and personal loans. Furthermore, the company extends its services to include investment advice, distributing products like annuities and mutual funds, and facilitates real estate dealings through trustee services. Provident Financial conducts its operations from 13 full-service branch locations: 12 are situated in Riverside County, and one is in San Bernardino County. The company was founded in 1956 and has its main offices in Riverside, California.