PROV
Provident Financial Holdings, Inc.NASDAQFinancial ServicesAs of 2026-04-06
Valuation
View DetailsP/E (TTM)
15.71
PEG
2.57
P/B
0.82
P/S
1.72
EV/EBITDA
21.46
DCF Value
$58.03
FCF Yield
8.9%
Div Yield
3.4%
Margins & Returns
Gross Margin
67.8%
Operating Margin
16.2%
Net Margin
11.0%
ROE
5.1%
ROA
0.5%
ROIC
4.0%
Financials
View All| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $14.9M | $1.4M | $0.22 |
| Q1 2026 | $15.0M | $1.7M | $0.25 |
| Q4 2025 | $15.0M | $1.6M | $0.24 |
| FY 2025 | $60.2M | $6.3M | $0.93 |
Analyst Ratings
View AllTrading Activity
Insider Trades
View AllCompany Info
Sector
Financial Services
Industry
—
Country
US
Exchange
NASDAQ
Beta
0.28
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. Its deposit products include checking, savings, and money market accounts, as well as time deposits; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. The company also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate transactions. It operates through 12 full-service banking offices in Riverside County and one full-service banking office in San Bernardino County. The company was founded in 1956 and is based in Riverside, California.