OSBC
Old Second Bancorp, Inc.NASDAQFinancial Services$20.74+1.42%ClosedMarket Cap: $1.09B
As of 2026-04-06
Valuation
P/E (TTM)
13.61
PEG
—
P/B
1.22
P/S
2.76
EV/EBITDA
10.83
DCF Value
$19.19
FCF Yield
10.9%
Div Yield
1.3%
Margins & Returns
Gross Margin
78.1%
Operating Margin
27.9%
Net Margin
20.2%
ROE
10.1%
ROA
1.2%
ROIC
-45.5%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $114.5M | 83.2% | $42.3M | $28.8M | $0.54 | $0.07 |
| FY 2025 | $397.0M | 78.1% | $110.8M | $80.3M | $1.62 | $0.25 |
| Q3 2025 | $115.5M | 64.5% | $13.1M | $9.9M | $0.18 | $0.06 |
| Q2 2025 | $84.6M | 84.0% | $29.2M | $21.8M | $0.48 | $0.06 |
| Q1 2025 | $82.4M | 84.1% | $26.2M | $19.8M | $0.43 | $0.06 |
| Q4 2024 | $85.4M | 79.9% | $25.4M | $19.1M | $0.42 | $0.06 |
| FY 2024 | $336.2M | 79.5% | $113.0M | $85.3M | $1.87 | $0.21 |
| Q3 2024 | $85.2M | 79.5% | $29.9M | $23.0M | $0.50 | $0.05 |
| Q2 2024 | $83.0M | 79.2% | $29.2M | $21.9M | $0.48 | $0.05 |
| Q1 2024 | $82.6M | 79.4% | $28.5M | $21.3M | $0.47 | $0.05 |
| Q4 2023 | $81.1M | 74.8% | $24.9M | $18.2M | $0.40 | $0.05 |
| FY 2023 | $321.0M | 82.4% | $124.4M | $91.7M | $2.02 | $0.20 |