OSBC Old Second Bancorp, Inc. logo

OSBC Old Second Bancorp, Inc.

Financial Services
$21.16+0.00%OpenMarket Cap: $1.09B

As of 2026-05-26

Valuation

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P/E (TTM)

13.74

PEG

P/B

1.24

P/S

2.55

EV/EBITDA

10.79

DCF Value

$18.82

FCF Yield

12.9%

Div Yield

1.3%

Margins & Returns

Gross Margin

76.4%

Operating Margin

27.9%

Net Margin

20.2%

ROE

10.2%

ROA

1.3%

ROIC

1.3%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$111.2M$25.6M$
Q4 null$114.5M$28.8M$
FY null$397.0M$80.3M$
Q3 null$115.5M$9.9M$

Analyst Ratings

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Consensus

Buy

Target (Consensus)

$23.67

Target (Median)

$23.00

Target Range

$23.00 - $25.00

2 Strong Buy2 Buy1 Hold0 Sell0 Strong Sell
Piper SandlerOverweight
2026-04-27
DA DavidsonNeutral
2026-01-23
Keefe, Bruyette & WoodsOutperform
2025-10-24
DA DavidsonNeutral
2025-07-25
Piper SandlerOverweight
2025-07-02

Trading Activity

Insider Trades

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COLLINS GARY Sdirector, officer: VICE CHAIRMAN
SellThu May 21
Lyons Billy J Jr.director
BuyTue May 12
Pilmer Donaldofficer: EVP
SellMon May 11
COLLINS GARY Sdirector, officer: VICE CHAIRMAN
SellMon May 11
COLLINS GARY Sdirector, officer: VICE CHAIRMAN
SellMon May 11

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.71

Old Second Bancorp, Inc. operates as the bank holding company for Old Second National Bank that provides community banking services. It provides demand, NOW, money market, savings, time deposit, individual retirement, and checking accounts, as well as certificate of deposit accounts. The company also offers commercial loans; lease financing receivables; commercial real estate loans; construction loans; residential real estate loans, such as residential first mortgage and second mortgage loans; home equity line of credit; consumer loans, including motor vehicle, home improvement, and signature loans; installment and agricultural loans; residential mortgages; and overdraft checking. Further, it provides safe deposit services; trust and wealth management services; and money orders, cashier's checks, foreign currency, direct deposits, discount brokerage, debit and credit cards, and other services, as well as acquires the U.S. treasury notes and bonds. In addition, the company offers online and mobile banking; corporate cash management products, including remote and mobile deposits capture, investment sweep accounts, zero balance accounts, automated tax payments, automatic teller machines access, telephone banking, lockbox accounts, automated clearing house transactions, account reconciliation, controlled disbursement, detail and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin; and investment, agency, and custodial services for individual, corporate, and not-for-profit clients. It operates through 63 banking centers in Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties in Illinois. Old Second Bancorp, Inc. was incorporated in 1981 and is headquartered in Aurora, Illinois.

Peers