OSBC Old Second Bancorp, Inc.
USFinancial ServicesAs of 2026-07-10 16:00
Why OSBC matters now
Old Second Bancorp, Inc. (OSBC) is a US stock in Financial Services. The latest InvestLog snapshot shows $22.89 with +0.18% on the session and $1.18B in market capitalization; recent performance reads 1-month +5.29% and YTD +12.26%.
The latest financial table shown here is Q1 2026, with revenue of $111.2M, net income of $25.6M, and EPS of $0.48. Investors can compare that operating picture with valuation signals such as P/E 13.74 and FCF yield 12.4%.
The latest indexable market news headline is "Old Second Bancorp, Inc. (OSBC) Q1 2026 Earnings Call Transcript" from Seeking Alpha.
Additional event context on this page matters because analyst consensus is Buy with a median target of $23.00; recent insider activity includes COLLINS GARY S filing S-Sale. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
13.74
PEG
—
P/B
1.29
P/S
2.64
EV/EBITDA
10.92
DCF Value
$18.94
FCF Yield
12.4%
Div Yield
1.2%
Margins & Returns
Gross Margin
76.4%
Operating Margin
27.9%
Net Margin
20.2%
ROE
10.2%
ROA
1.3%
ROIC
1.3%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $111.2M | $25.6M | $0.48 |
| Q4 2025 | $114.5M | $28.8M | $0.54 |
| FY 2025 | $397.0M | $80.3M | $1.62 |
| Q3 2025 | $115.5M | $9.9M | $0.18 |
Analyst Ratings
Consensus
Buy
Target (Consensus)
$23.67
Target (Median)
$23.00
Target Range
$23.00 - $25.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.72
Old Second Bancorp, Inc. (OSBC) serves as the parent holding company for Old Second National Bank, providing a full range of community banking services. The institution offers a broad spectrum of deposit products, including demand, NOW, money market, savings, time, and individual retirement accounts, alongside certificates of deposit. Its diverse lending portfolio encompasses commercial loans, lease financing, construction loans, and commercial real estate loans. For residential clients, offerings include first and second mortgages, home equity lines of credit, and general residential real estate loans. Consumer lending options cover needs such as motor vehicle, home improvement, and signature loans, further complemented by installment and agricultural loans, and overdraft checking services. Beyond deposits and loans, Old Second provides vital financial services like safe deposit boxes, trust and wealth management, money orders, cashier's checks, foreign currency exchange, direct deposits, discount brokerage, and debit and credit cards. The company also assists with acquiring U.S. treasury notes and bonds. Embracing digital convenience, Old Second Bancorp offers online and mobile banking platforms. Corporate clients benefit from an extensive suite of cash management solutions, featuring remote and mobile deposit capture, investment sweep accounts, zero balance accounts, automated tax payments, ATM access, telephone banking, lockbox services, automated clearing house (ACH) transactions, account reconciliation, controlled disbursements, detailed and general information reporting, foreign and domestic wire transfers, and vault services for currency and coin. Furthermore, it delivers investment, agency, and custodial services to individual, corporate, and not-for-profit clients. Established in 1981 and headquartered in Aurora, Illinois, Old Second Bancorp, Inc. serves its customers through 63 banking centers located across Cook, DeKalb, DuPage, Kane, Kendall, LaSalle, and Will counties within Illinois.