NWFL Norwood Financial Corp. logo

NWFL Norwood Financial Corp.

Financial Services
$29.98-0.30%ClosedMarket Cap: $276.7M

As of 2026-05-25

Valuation

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P/E (TTM)

10.19

PEG

0.00

P/B

0.97

P/S

2.05

EV/EBITDA

7.83

DCF Value

$29.42

FCF Yield

10.0%

Div Yield

4.2%

Margins & Returns

Gross Margin

61.7%

Operating Margin

24.5%

Net Margin

19.1%

ROE

10.4%

ROA

0.9%

ROIC

6.5%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$31.2M$3.7M$
Q4 null$35.6M$7.4M$
FY null$136.1M$27.8M$
Q3 null$34.7M$8.3M$

Analyst Ratings

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Consensus

Hold

Target (Consensus)

$33.00

Target (Median)

$33.00

Target Range

$33.00 - $33.00

0 Strong Buy1 Buy1 Hold0 Sell0 Strong Sell
Stephens & Co.Equal Weight
2026-02-11
Stephens & Co.Equal Weight
2025-07-08

Trading Activity

Insider Trades

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Shook Jamesdirector
SellWed May 13
Schmalzle Ronald Rdirector
SellWed May 13
PHILLIPS KENNETH Adirector
SellWed May 13
Nolan Alexandra Kdirector
SellWed May 13
Nacinovich Marissa Sdirector
SellWed May 13

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.55

Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services. The company accepts a range of deposit products, including interest-bearing and non-interest bearing transaction accounts, and statement savings and money market accounts, as well as certificate of deposits. It also provides various loans, such as commercial loans comprising lines of credit, revolving credit, term loans, mortgages, secured lending products, and letter of credit facilities; municipal finance lending; construction loans for commercial construction projects and single-family residences; land loans; consumer loans; mortgage lending to finance principal residences and second home dwellings; and indirect dealer financing of new and used automobiles, boats, and recreational vehicles. In addition, the company offers investment securities services; trust and investment products; and cash management, direct deposit, remote deposit capture, mobile deposit capture, mobile payment, automated clearing house activity, real estate settlement, and Internet and mobile banking services. Further, it engages in the annuity and mutual fund sale, and discount brokerage activities, as well as insurance agency business. The company serves consumers, businesses, nonprofit organizations, and municipalities. It operates fourteen offices in Northeastern Pennsylvania; and sixteen offices in Delaware, Sullivan, Ontario, Otsego, and Yates Counties, New York, as well as thirty-one automated teller machines. Norwood Financial Corp. was founded in 1870 and is headquartered in Honesdale, Pennsylvania.

Peers