CHMG Chemung Financial Corporation logo

CHMG Chemung Financial Corporation

Financial Services
$68.94+0.17%ClosedMarket Cap: $332.3M

As of 2026-05-25

Valuation

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P/E (TTM)

18.71

PEG

P/B

1.27

P/S

2.33

EV/EBITDA

16.61

DCF Value

$35.78

FCF Yield

13.8%

Div Yield

1.9%

Margins & Returns

Gross Margin

66.5%

Operating Margin

16.9%

Net Margin

12.8%

ROE

7.3%

ROA

0.7%

ROIC

5.2%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$39.9M$9.2M$
Q4 null$40.9M$7.7M$
FY null$139.9M$15.1M$
Q3 null$39.7M$7.8M$

Analyst Ratings

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Consensus

Hold

Target (Consensus)

$50.00

Target (Median)

$50.00

Target Range

$50.00 - $50.00

0 Strong Buy1 Buy1 Hold0 Sell0 Strong Sell
Keefe, Bruyette & WoodsMarket Perform
2026-01-28
Keefe, Bruyette & WoodsMarket Perform
2025-07-21

Trading Activity

Insider Trades

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Tyrrell Thomas R.director
SellMon Apr 27
Tyrrell Thomas R.director
SellMon Apr 27
Tomson Andersdirector, officer: President & CEO
SellMon Mar 02
Stempin John Jofficer: Controller
SellMon Mar 02
Meisner Mary Eofficer: EVP & Chief Risk Ofcr.
SellMon Mar 02

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

0.61

Chemung Financial Corporation operates as the holding company for Chemung Canal Trust Company that provides a range of banking, financing, fiduciary, and other financial services. The company provides demand, savings, and time deposits; non-interest and interest-bearing checking accounts; and insured money market accounts. It also offers commercial and agricultural loans comprising loans to small to mid-sized businesses; commercial mortgage loans; residential mortgage loans; consumer loans, including home equity lines of credit and home equity term loans; and interest rate swaps, letters of credit, wealth management, employee benefit plans, mutual fund, insurance products, and brokerage services. Further, it provides securities, insurance, and tax preparation services. Additionally, it offers guardian, custodian, and trustee services, as well as acts as an agent for pension, profit-sharing, and other employee benefit trusts; and various investment, pension, estate planning, and employee benefit administrative services. The company operates 31 branch offices located in 13 counties in New York and Bradford County in Pennsylvania. Chemung Financial Corporation was founded in 1833 and is headquartered in Elmira, New York.

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