FXNC First National Corporation
USFinancial ServicesAs of 2026-07-10 16:00
Why FXNC matters now
First National Corporation (FXNC) is a US stock in Financial Services. The latest InvestLog snapshot shows $29.23 with -0.27% on the session and $264.3M in market capitalization; recent performance reads 1-month +9.31% and YTD +16.32%.
The latest financial table shown here is Q1 2026, with revenue of $28.2M, net income of $4.9M, and EPS of $0.54. Investors can compare that operating picture with valuation signals such as P/E 14.76 and FCF yield 9.0%.
The latest indexable market news headline is "First National Corp. (FXNC) Could Be a Great Choice" from Zacks Investment Research.
Additional event context on this page matters because analyst consensus is Hold with a median target of $21.00; recent insider activity includes HARVARD SCOTT C filing G-Gift. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
14.76
PEG
0.10
P/B
1.41
P/S
2.28
EV/EBITDA
3.92
DCF Value
$64.03
FCF Yield
9.0%
Div Yield
2.3%
Margins & Returns
Gross Margin
76.1%
Operating Margin
22.5%
Net Margin
18.1%
ROE
11.5%
ROA
1.0%
ROIC
8.8%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $28.2M | $4.9M | $0.54 |
| Q4 2025 | $30.0M | $5.5M | $0.61 |
| FY 2025 | $112.2M | $17.7M | $1.96 |
| Q3 2025 | $29.6M | $5.5M | $0.62 |
Analyst Ratings
Consensus
Hold
Target (Consensus)
$21.00
Target (Median)
$21.00
Target Range
$21.00 - $21.00
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Banks - Regional
Country
US
Exchange
—
Beta
0.44
First National Corporation serves as the holding company for First Bank, which offers a diverse array of financial solutions and commercial banking services. It caters to a broad clientele across Virginia, including individuals, small and medium-sized enterprises, estates, local governmental bodies, and non-profit organizations. The bank's deposit offerings encompass essential accounts such as checking, savings, money market, and individual retirement accounts (IRAs), along with certificates of deposit (CDs) and sophisticated treasury management services. Its lending portfolio is extensive, featuring construction financing for residential properties, land acquisition, and development. It also provides mortgages for 1-4 family homes and commercial real estate loans, which are secured by various property types like multi-family residences, office and retail buildings, hotels, industrial sites, and religious facilities. For businesses, the bank extends commercial and industrial (C&I) loans, often collateralized by assets such as accounts receivable, equipment, and inventory. Furthermore, personal financing options range from home equity loans to a variety of secured and unsecured consumer loans, including lines of credit, vehicle financing, loans against deposits, and both installment and demand loans. Beyond traditional banking, First National Corporation delivers comprehensive wealth management services. These include estate planning, investment management for assets, and acting as a trustee for agreements and wills, in addition to estate settlement. Complementary services provided by the company include title insurance and investment advisory. Customers also benefit from modern conveniences such as internet and mobile banking, and remote deposit capture. The bank's presence spans 20 branch locations, a dedicated loan production office, a customer service center, and an expansive network of ATMs. The company was established in 1907 and its headquarters are situated in Strasburg, Virginia.