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FRAF Franklin Financial Services Corporation

Financial Services
$58.29+1.22%ClosedMarket Cap: $261.9M

As of 2026-05-25

Valuation

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P/E (TTM)

11.95

PEG

0.13

P/B

1.47

P/S

1.95

EV/EBITDA

14.44

DCF Value

$75.16

FCF Yield

15.3%

Div Yield

2.3%

Margins & Returns

Gross Margin

66.6%

Operating Margin

22.1%

Net Margin

17.8%

ROE

14.1%

ROA

1.0%

ROIC

1.0%

Financials

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PeriodRevenueNet IncomeEPS
Q1 null$33.1M$6.6M$
Q4 null$33.7M$6.0M$
FY null$133.5M$21.2M$
Q3 null$34.1M$5.4M$

Analyst Ratings

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Consensus

Buy

Target (Consensus)

$—

Target (Median)

$—

Target Range

$— - $—

0 Strong Buy1 Buy0 Hold0 Sell0 Strong Sell

Trading Activity

Insider Trades

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Duffey Gregory Adirector
BuyThu Apr 30
Carroll Charles Benner Jrofficer: President & COO
SellWed Apr 29
Snook Gregory Idirector
SellMon Mar 30
Kerlin Stanley Jdirector
SellMon Mar 30
Fisher Daniel Jdirector
SellMon Mar 30

Company Info

Sector

Financial Services

Industry

Banks - Regional

Country

US

Exchange

Beta

-0.01

Franklin Financial Services Corporation operates as the bank holding company for Farmers and Merchants Trust Company of Chambersburg that provides commercial, retail banking, and trust services to small and medium-sized businesses, individuals, governmental entities, and non-profit organizations in Pennsylvania. It offers various deposit products, including checking, savings, money management, and time deposit accounts, as well as demand deposits. The company also provides commercial real estate, construction and land development, agricultural, commercial and industrial, and residential mortgage loans, as well as installment and revolving loans to consumers; and secured and unsecured commercial and industrial loans, including accounts receivable and inventory financing, and commercial equipment financing. In addition, it offers various investment and trust services comprising estate planning and administration, corporate and personal trust fund management, pension, and profit sharing and other employee benefit funds management services, as well as custodial services; sells mutual funds, annuities, and insurance products; and offers safe deposit facilities and fiduciary services. Further, the company, through its subsidiary, Franklin Future Fund Inc., operates as a non-bank investment company that makes venture capital investments. It operates twenty-two community banking offices in Franklin, Cumberland, Fulton, and Huntingdon counties, Pennsylvania. Franklin Financial Services Corporation was founded in 1906 and is headquartered in Chambersburg, Pennsylvania.

Peers