FISI
Financial Institutions, Inc.NASDAQFinancial Services$32.22+0.41%ClosedMarket Cap: $648.6M
As of 2026-04-06
Valuation
P/E (TTM)
8.66
PEG
0.03
P/B
1.05
P/S
1.75
EV/EBITDA
9.12
DCF Value
$23.96
FCF Yield
2.4%
Div Yield
3.8%
Margins & Returns
Gross Margin
61.6%
Operating Margin
24.2%
Net Margin
19.9%
ROE
12.3%
ROA
1.2%
ROIC
1.2%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $96.6M | 62.9% | $24.0M | $20.0M | $0.96 | $0.31 |
| FY 2025 | $377.9M | 61.7% | $91.4M | $74.9M | $3.61 | $1.24 |
| Q3 2025 | $96.3M | 63.1% | $25.2M | $20.5M | $0.99 | $0.31 |
| Q2 2025 | $93.2M | 60.8% | $21.5M | $17.5M | $0.85 | $0.31 |
| Q1 2025 | $91.0M | 59.5% | $20.6M | $16.9M | $0.81 | $0.31 |
| Q4 2024 | $-13.8M | 414.8% | $-115.3M | $-82.8M | $-5.07 | $0.30 |
| FY 2024 | $264.2M | 33.3% | $-68.1M | $-41.6M | $-2.75 | $1.20 |
| Q3 2024 | $87.0M | 53.1% | $14.5M | $13.5M | $0.84 | $0.30 |
| Q2 2024 | $102.0M | 60.8% | $30.1M | $25.6M | $1.62 | $0.30 |
| Q1 2024 | $89.0M | 41.5% | $2.4M | $2.1M | $0.11 | $0.30 |
| Q4 2023 | $91.2M | 54.0% | $14.9M | $9.8M | $0.61 | $0.30 |
| FY 2023 | $332.6M | 59.3% | $63.1M | $50.3M | $3.15 | $1.20 |