CIVB
Civista Bancshares, Inc.NASDAQFinancial Services$23.00-0.22%ClosedMarket Cap: $476.9M
As of 2026-04-06
Valuation
P/E (TTM)
10.32
PEG
0.23
P/B
0.86
P/S
1.90
EV/EBITDA
12.30
DCF Value
$30.93
FCF Yield
3.4%
Div Yield
3.0%
Margins & Returns
Gross Margin
66.0%
Operating Margin
21.9%
Net Margin
18.3%
ROE
10.0%
ROA
1.1%
ROIC
4.9%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $65.6M | 69.7% | $14.7M | $12.3M | $0.61 | $0.17 |
| FY 2025 | $255.0M | 66.4% | $55.2M | $46.2M | $2.64 | $0.68 |
| Q3 2025 | $63.8M | 67.2% | $15.7M | $12.8M | $0.68 | $0.17 |
| Q2 2025 | $62.2M | 63.8% | $12.9M | $11.0M | $0.71 | $0.17 |
| Q1 2025 | $61.0M | 63.1% | $11.9M | $10.2M | $0.66 | $0.17 |
| Q4 2024 | $61.6M | 63.3% | $11.4M | $9.9M | $0.63 | $0.16 |
| FY 2024 | $241.9M | 60.6% | $36.6M | $31.7M | $2.01 | $0.64 |
| Q3 2024 | $61.8M | 60.3% | $9.9M | $8.4M | $0.53 | $0.16 |
| Q2 2024 | $60.5M | 59.5% | $8.1M | $7.1M | $0.45 | $0.16 |
| Q1 2024 | $57.8M | 58.9% | $7.2M | $6.4M | $0.41 | $0.16 |
| Q4 2023 | $60.3M | 59.6% | $11.2M | $9.7M | $0.61 | $0.16 |
| FY 2023 | $217.5M | 71.6% | $50.6M | $43.0M | $2.73 | $0.61 |