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CIVB

Civista Bancshares, Inc.NASDAQFinancial Services
$23.00-0.22%ClosedMarket Cap: $476.9M

As of 2026-04-06

Valuation

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P/E (TTM)

10.32

PEG

0.23

P/B

0.85

P/S

1.89

EV/EBITDA

12.23

DCF Value

$30.94

FCF Yield

3.5%

Div Yield

3.0%

Margins & Returns

Gross Margin

66.0%

Operating Margin

21.9%

Net Margin

18.3%

ROE

10.0%

ROA

1.1%

ROIC

4.9%

Financials

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PeriodRevenueNet IncomeEPS
Q4 2025$65.6M$12.3M$0.61
FY 2025$255.0M$46.2M$2.64
Q3 2025$63.8M$12.8M$0.68
Q2 2025$62.2M$11.0M$0.71

Analyst Ratings

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Piper SandlerNeutral
2026-04-02
DA DavidsonBuy
2026-01-30
Keefe, Bruyette & WoodsOutperform
2026-01-30
DA DavidsonBuy
2025-11-21
Keefe, Bruyette & WoodsOutperform
2025-10-24

Trading Activity

Insider Trades

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Doucette Veronica Gofficer: SVP/Human Resources Officer
SellWed Apr 01
Doucette Veronica Gofficer: SVP/Human Resources Officer
SellWed Apr 01
Katitus Robert Lofficer: SVP/CLO
SellFri Mar 13
Katitus Robert Lofficer: SVP/CLO
SellFri Mar 13
Whinnem Ianofficer: SVP/CFO
SellFri Mar 13

Company Info

Sector

Financial Services

Industry

Country

US

Exchange

NASDAQ

Beta

0.63

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also purchases securities; and provides trust and third-party insurance services. It operates approximately 42 locations in Northern, Central, Southwestern, and Northwestern Ohio, as well as Southeastern Indiana and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

Peers