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CIA

Citizens, Inc.NYSEFinancial Services
$5.10+1.57%ClosedMarket Cap: $256.5M

As of 2026-04-06

Valuation

P/E (TTM)

17.58

PEG

P/B

1.10

P/S

1.02

EV/EBITDA

14.43

DCF Value

$11.30

FCF Yield

6.7%

Div Yield

0.0%

Margins & Returns

Gross Margin

35.4%

Operating Margin

6.8%

Net Margin

5.7%

ROE

6.4%

ROA

0.8%

ROIC

-31.4%

Income Statement
PeriodRevenueGross MarginOperating IncomeNet IncomeEPSDividend
Q4 2025$72.1M28.1%$7.9M$7.3M$0.15
FY 2025$255.6M35.4%$17.5M$14.6M$0.29
Q3 2025$62.8M30.5%$4.5M$2.4M$0.05
Q2 2025$65.1M50.9%$6.9M$6.5M$0.13
Q1 2025$55.7M32.5%$-1.8M$-1.6M$-0.03
Q4 2024$63.5M48.8%$3.7M$3.6M$0.07
FY 2024$245.0M49.7%$15.0M$14.9M$0.29
Q3 2024$61.7M47.6%$3.0M$2.8M$0.06
Q2 2024$62.1M53.7%$3.3M$4.0M$0.08
Q1 2024$57.7M30.3%$4.9M$4.5M$0.09
Q4 2023$66.8M33.2%$8.8M$10.7M$0.22
FY 2023$240.7M100.0%$193.5M$24.4M$0.48