CIA
Citizens, Inc.NYSEFinancial ServicesAs of 2026-04-06
Valuation
View DetailsP/E (TTM)
17.58
PEG
—
P/B
1.10
P/S
1.02
EV/EBITDA
14.43
DCF Value
$11.30
FCF Yield
6.7%
Div Yield
0.0%
Margins & Returns
Gross Margin
35.4%
Operating Margin
6.8%
Net Margin
5.7%
ROE
6.4%
ROA
0.8%
ROIC
-31.4%
Financials
View All| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q4 2025 | $72.1M | $7.3M | $0.15 |
| FY 2025 | $255.6M | $14.6M | $0.29 |
| Q3 2025 | $62.8M | $2.4M | $0.05 |
| Q2 2025 | $65.1M | $6.5M | $0.13 |
Trading Activity
Insider Trades
View AllCompany Info
Sector
Financial Services
Industry
—
Country
US
Exchange
NYSE
Beta
0.48
Citizens, Inc., through its subsidiaries, provides life insurance products in the United States and internationally. It operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company also provides health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.