CIA Citizens, Inc.
USFinancial ServicesAs of 2026-07-08 16:00
Why CIA matters now
Citizens, Inc. (CIA) is a US stock in Financial Services. The latest InvestLog snapshot shows $5.62 with +1.26% on the session and $284.1M in market capitalization; recent performance reads 1-month +20.37% and YTD +21.12%.
The latest financial table shown here is Q1 2026, with revenue of $58.2M, net income of $2.3M, and EPS of $0.04. Investors can compare that operating picture with valuation signals such as P/E 18.48 and FCF yield 5.5%.
The latest indexable market news headline is "Citizens (CIA) Stock Jumps 7.2%: Will It Continue to Soar?" from Zacks Investment Research.
Additional event context on this page matters because analyst consensus is available with a median target of $3.70; recent insider activity includes Davis Jerry filing L-Small. These signals are research inputs, not a recommendation.
Valuation
P/E (TTM)
18.48
PEG
—
P/B
1.23
P/S
1.15
EV/EBITDA
12.44
DCF Value
$8.87
FCF Yield
5.5%
Div Yield
0.0%
Margins & Returns
Gross Margin
35.3%
Operating Margin
8.4%
Net Margin
7.2%
ROE
8.0%
ROA
1.1%
ROIC
1.1%
Financials
| Period | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $58.2M | $2.3M | $0.04 |
| Q4 2025 | $72.1M | $7.3M | $0.15 |
| FY 2025 | $255.6M | $14.6M | $0.29 |
| Q3 2025 | $62.8M | $2.4M | $0.05 |
Analyst Ratings
Consensus
—
Target (Consensus)
$3.70
Target (Median)
$3.70
Target Range
$3.70 - $3.70
Trading Activity
Insider Trades
Related Stocks
Latest News
Company Info
Sector
Financial Services
Industry
Insurance - Life
Country
US
Exchange
—
Beta
0.47
Citizens, Inc. operates as an insurance provider, delivering a variety of life insurance solutions to both domestic U.S. and international clientele through its subsidiary companies. Its business operations are structured into two main divisions. The first, its Life Insurance segment, concentrates on issuing standard whole life and endowment policies. These policies are denominated in U.S. dollars and are primarily aimed at individuals residing outside the United States, distributed via independent marketing agencies and specialized consultants. The second division, known as Home Service Insurance, caters to households with moderate to lower incomes. This segment offers final expense life insurance, property coverage, and also provides whole life products specifically within Louisiana, Mississippi, and Arkansas. Distribution for this segment is handled through funeral homes and independent agents. Furthermore, Citizens, Inc. also provides health insurance coverage. The company was established in 1969 and is headquartered in Austin, Texas.