ASRV
AmeriServ Financial, Inc.NASDAQFinancial Services$3.71+2.77%ClosedMarket Cap: $62.9M
As of 2026-04-06
Valuation
P/E (TTM)
11.21
PEG
0.20
P/B
0.50
P/S
0.70
EV/EBITDA
14.63
DCF Value
$-1.80
FCF Yield
-3.9%
Div Yield
3.3%
Margins & Returns
Gross Margin
62.4%
Operating Margin
7.7%
Net Margin
6.4%
ROE
4.9%
ROA
0.4%
ROIC
2.5%
Income Statement
| Period | Revenue | Gross Margin | Operating Income | Net Income | EPS | Dividend |
|---|---|---|---|---|---|---|
| Q4 2025 | $22.5M | 64.7% | $1.7M | $1.4M | $0.09 | $0.03 |
| FY 2025 | $88.3M | 62.4% | $6.8M | $5.6M | $0.34 | $0.12 |
| Q3 2025 | $22.9M | 65.8% | $3.1M | $2.5M | $0.15 | $0.03 |
| Q2 2025 | $21.8M | 52.1% | $-352.0K | $-282.0K | $-0.02 | $0.03 |
| Q1 2025 | $21.1M | 66.9% | $2.4M | $1.9M | $0.12 | $0.03 |
| Q4 2024 | $21.5M | 60.1% | $1.1M | $889.0K | $0.05 | $0.03 |
| FY 2024 | $84.5M | 62.9% | $4.4M | $3.6M | $0.21 | $0.12 |
| Q3 2024 | $20.9M | 62.8% | $1.4M | $1.2M | $0.07 | $0.03 |
| Q2 2024 | $20.9M | 61.4% | $-484.0K | $-375.0K | $-0.02 | $0.03 |
| Q1 2024 | $21.2M | 67.3% | $2.4M | $1.9M | $0.11 | $0.03 |
| Q4 2023 | $18.7M | 28.5% | $-6.8M | $-5.3M | $-0.31 | $0.03 |
| FY 2023 | $77.2M | 58.2% | $-4.4M | $-3.3M | $-0.20 | $0.12 |