YRD Yiren Digital Ltd. logo

YRD Yiren Digital Ltd.

Financial Services
$1.42+0.00%OpenMarket Cap: $123.4M

As of 2026-05-26

Valuation

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P/E (TTM)

9.43

PEG

P/B

0.05

P/S

0.16

EV/EBITDA

-12.40

DCF Value

$67.34

FCF Yield

71.8%

Div Yield

27.5%

Margins & Returns

Gross Margin

86.2%

Operating Margin

22.6%

Net Margin

0.9%

ROE

0.5%

ROA

0.4%

ROIC

-11.9%

Financials

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PeriodRevenueNet IncomeEPS
Q4 null$945.4M$-870.0M$
FY null$5.57B$39.4M$
Q3 null$1.55B$317.6M$
Q2 null$1.67B$357.5M$

Analyst Ratings

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Consensus

Buy

Target (Consensus)

$—

Target (Median)

$—

Target Range

$— - $—

1 Strong Buy4 Buy2 Hold1 Sell0 Strong Sell

Trading Activity

Insider Trades

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Huang Jingshengdirector
SellThu Apr 23
Tang Ningdirector, officer: Executive Chairman and CEO
SellFri Mar 27
Li Haodirector
SellThu Mar 26
Zheng Shuo
SellWed Mar 18
Yang Bin Maggieofficer: Chief Human Resources Officer
SellWed Mar 18

Company Info

Sector

Financial Services

Industry

Financial - Credit Services

Country

CN

Exchange

Beta

1.23

Yiren Digital Ltd., through its subsidiaries, operates as an online consumer finance marketplace that connects borrowers and investors in the People's Republic of China. It provides loan facilitation services; and post-origination services, such as cash processing, collection, and SMS services. The company's loan products portfolio includes unsecured consumer loans; secured consumer loan, which include secured financial leasing, auto-secured, and property-secured loans; and small business loans. It also distributes short-term cash management, mutual fund investment, insurance, and securities and stock products. In addition, the company provides online investor education services, which include a range of investment and trading topics, and various types of training programs on wealth planning, market insights, and investment strategies; consultancy information technology support; referral; and IT, system maintenance, and customer support services. Further, it is involved in the provision of services for financing lease and insurance brokerage businesses. The company offers its products through www.yxpuhui.com, and a wealth management website and mobile application. As of December 31, 2020, it had 60 fixed income products, 810 mutual fund products, and 296 insurance products. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. Yiren Digital Ltd. was founded in 2012 and is based in Beijing, the People's Republic of China. Yiren Digital Ltd. is a subsidiary of Creditease Holdings (Cayman) Limited.

Peers