What is XYF's current stock price?

XYF (X Financial) is currently trading at $4.57 with a market cap of $31.0M.

What sector is X Financial in?

X Financial (XYF) operates in the Financial Services sector, specifically in the Financial - Credit Services industry.

InvestLog

XYF X Financial

Financial Services

$4.57-8.78%ClosedMarket Cap: $31.0M

As of 2026-05-25

Valuation

View Details

P/E (TTM)

0.14

PEG

—

P/B

0.03

P/S

0.03

EV/EBITDA

-0.61

DCF Value

$11,223.26

FCF Yield

688.0%

Div Yield

12.3%

Margins & Returns

Gross Margin

54.5%

Operating Margin

24.2%

Net Margin

22.1%

ROE

18.9%

ROA

10.0%

ROIC

9.1%

Financials

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Period	Revenue	Net Income	EPS
Q4 null	$1.45B	$56.4M	$—
FY null	$7.43B	$1.42B	$—
Q3 null	$1.96B	$421.2M	$—
Q2 null	$1.76B	$528.0M	$—

Analyst Ratings

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Consensus

Hold

Target (Consensus)

$—

Target (Median)

$—

Target Range

$— - $—

0 Strong Buy0 Buy2 Hold0 Sell0 Strong Sell

Trading Activity

Insider Trades

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Zheng Fuya (Frank)officer: Chief Financial Officer

SellMon May 11

Xue Zhengdirector

SellMon May 11

Xue Zhengdirector

SellMon May 11

Wan Zhengdirector

SellMon May 11

Wan Zhengdirector

SellMon May 11

Company Info

Sector

Financial Services

Industry

Financial - Credit Services

Country

Exchange

—

Beta

0.51

X Financial provides personal finance services in the People's Republic of China. The company offers services as an online marketplace connecting borrowers and investors. Its loan products include Xiaoying credit loan, which consists of Xiaoying card loan; and Xiaoying preferred loan to small business owners, as well as Xiaoying revolving loan. The company also offers Xiaoying housing loan, a home equity loan product for property owners; investment products through Xiaoying wealth management platform, such as loans, money market, and insurance products; and loan facilitation services to other platforms. X Financial was founded in 2014 and is headquartered in Shenzhen, the People's Republic of China.

Peers

PFX